710 James St NE, Chatfield, MN 55923 Property Records

Olmsted County property record for 710 James St NE, Chatfield, MN 55923

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,396 sqft · built 1991
Lot Size	0.247 acres (10,759 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (Oct 2022)
Tax Bill	$4,576 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51.31.11.000195`

Property Details

APN / Parcel Number

Primary APN	`51.31.11.000195`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,396 sqft Living Area
1st Floor Area	698 sqft
2nd Floor Area	698 sqft
Basement Area	682 sqft
Finished Basement	614 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	108 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	710 JAMES ST NE
City	CHATFIELD
State	MN
Zip	55923-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-105 RANGE-011 MEYERS 2ND SUB LOT-016 BLOCK-002 LOT 16 BLK 2
Legal Range	11
Legal Township	105
Legal Section	31
Legal Subdivision	MEYERS 2ND SUB
Legal Block	2
Legal Lot Number	16
Jurisdiction	OLMSTED MN
Township / Civil Division	CHATFIELD
Census Block Group	2
Census Block	2004
Census Tract	2000

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 JAMES ST NE, CHATFIELD, MN 55923-1713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Prior Sale	Mar 6, 2013 · Amount on Record
Deed Document Number	20221482111
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Oct 24, 2022
Property Address	710 JAMES ST NE, CHATFIELD, MN 55923-1713
Document Number	00A1575890
Instrument Date	Oct 20, 2022
Instrument	A-1575890
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,052.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 JAMES ST NE, CHATFIELD, MN 55923-1713

Mortgage

Document Number	00A1575891
Date	Oct 24, 2022
Instrument	A-1575891

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Chatfield City
Unified School District	Chatfield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,576.00 Homeowner's exemption
2025		$267,300 Land $41,800 Building $225,500	$287,900 Land $45,000 Building $242,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chatfield serves 3,005 people · EPA ID MN1230002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20