710 Gray Oaks, Saint Louis, MO 63122 Property Records

St. Louis County property record for 710 Gray Oaks, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 1963
Lot Size	0.176 acres (7,650 sqft)
Owner	Trust Name on File
Last Sale	$263,000 (Feb 2017)
Tax Bill	$4,104 (2025)
Deeds & Mortgages	Jul 2023 Transfer May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24M-64-0044`

Property Details

APN / Parcel Number

Primary APN	`24M-64-0044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	1,870 sqft
1st Floor Area	1,430 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	146 ft deep x 50 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	100 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	710 GRAY OAKS
City	SAINT LOUIS
State	MO
Zip	63122-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	41R-4B
Legal Description	GRAY OAKS LOT 9
Legal Subdivision	GRAY OAKS
Legal Lot Number	9
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	4
Census Block	4010
Census Tract	221900

Owner

710 Gray Oaks is owner-occupied and held in a trust since July 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	Trust Name on File
Mailing Address	710 GRAY OAKS, SAINT LOUIS, MO 63122-6308
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Intrafamily Transfer, Transfer
May 1, 2020	Deed of Trust, Mortgage ENDEAVOR CAP
Jun 11, 2019	Deed of Trust, Mortgage ENDEAVOR CAP
Aug 9, 2018	Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAP
Feb 28, 2017	Quit Claim Deed, Mortgage · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on File
Deed Sale	Feb 28, 2017 · Amount on File
Prior Sale	Feb 12, 2009 · Amount on File
Deed Document Number	2017179
Deed Book / Page	22416 / 412
Last Transfer Date	Jul 14, 2023
Transfer Doc	0000000386
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jul 14, 2023
Property Address	710 GRAY OAKS, SAINT LOUIS, MO 63122-6308
Document Number	2023071400386
Map Reference	MB 99 PG 33
Instrument Date	Jul 14, 2023
Instrument	2023071400386
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	710 GRAY OAKS, SAINT LOUIS, MO 63122-6308

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	710 GRAY OAKS, SAINT LOUIS, MO 63122-6308

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	710 GRAY OAKS, SAINT LOUIS, MO 63122-6308
Document Number	0240760016
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 GRAY OAKS ST LOUIS MO 631226308, ST LOUIS, MO 63122-6308

Mortgage

Document Number	0240760016
Date	Jun 3, 2020
Book Page	024076/000016
Instrument	796

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	710 GRAY OAKS, SAINT LOUIS, MO 63122-6308
Document Number	0235744385
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 GRAY OAKS ST LOUIS MO 631226308, ST LOUIS, MO 63122-6308

Mortgage

Document Number	0235744385
Date	Jun 19, 2019
Book Page	023574/004385
Instrument	672

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	710 GRAY OAKS, SAINT LOUIS, MO 63122-6308
Document Number	0231522941
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 GRAY OAKS ST LOUIS MO 631226308, ST LOUIS, MO 63122-6308

Mortgage

Document Number	0231522941
Date	Aug 14, 2018
Book Page	023152/002941
Instrument	683

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 13, 2043

February 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 28, 2017
Property Address	710 GRAY OAKS, SAINT LOUIS, MO 63122-6308
Document Number	0224160412
Book / Page	022416 / 000412
Instrument Date	Feb 21, 2017
Instrument	179
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 GRAY OAKS ST LOUIS MO 631226308, ST LOUIS, MO 63122-6308

Mortgage

Document Number	224160415
Date	Feb 28, 2017
Book Page	022416/000415
Instrument	180

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 710 Gray Oaks was $4,104, down 9.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Oakland City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,510 (-) Land $54,450 Building $22,060	$402,700 (-) Land $286,600 Building $116,100
2025	$4,104.00 (-9.32%)	$76,510 Land $54,450 Building $22,060	$402,700 Land $286,600 Building $116,100
2024	$4,526.00 (+1.55%)
2023	$4,457.00 (+8.92%)	$76,210 (+26.22%) Land $38,870 Building $37,340	$401,100 Land $204,600 Building $196,500
2022	$4,092.00	$60,380 Land $37,220 Building $23,160
2021			$317,800 Land $195,900 Building $121,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 710 Gray Oaks in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1979–2022)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 Gray Oaks is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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