710 Ginger Ln, Franklin Lakes, NJ 07417 Property Records

Bergen County and Franklin Lakes Borough property record for 710 Ginger Ln, Franklin Lakes, NJ 07417

Property Summary

Property TypeSingle Family Home
Details6,661 sqft · built 2009
Lot Size0.92 acres (40,075 sqft)
OwnerIndividual Name on Record
Last Sale$2,325,000 (Jan 2021)
Tax Bill$36,007 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-02309-02-00002-01

Property Details

APN / Parcel Number

Primary APN20-02309-02-00002-01
Alternative APNs
  • 20023090002000020001
  • 24830

Interior

Stories2 Stories
Building Area6,661 sqft Living Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeFrame
Lot Area40,075 sqft (0.92 acres)

Location & Zoning

Account Number24830
Street Address710 GINGER LN
CityFRANKLIN LAKES
StateNJ
Zip07417-2208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA40
Legal Description.92 AC
Legal SubdivisionPOINT VIEW SUB SEC #1
Legal Block2309
Legal Lot Number2.01
JurisdictionBERGEN NJ
Township / Civil DivisionFRANKLIN LAKES
Census Block Group1
Census Block1018
Census Tract20200

Owner

Source: Bergen County and Franklin Lakes Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address710 GINGER LN, FRANKLIN LAKES, NJ 07417-2208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 13, 2021Deed, Transfer · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2021 · Amount on Record
Deed SaleJan 13, 2021 · Amount on Record
Prior SaleDec 29, 2008 · Amount on Record
Deed Document Number20215372
Deed Book / Page3910 / 1802
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address710 GINGER LN, FRANKLIN LAKES, NJ 07417-2208
Transaction TypeMortgage
Record UpdatedApr 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 GINGER LN, FRANKLIN LAKES, NJ 07417-2208

Mortgage

Document Number0047061860
DateJun 10, 2022
Book Page4706/1860
Instrument2022059125
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term478 Months
DueApr 21, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 13, 2021
Property Address710 GINGER LN, FRANKLIN LAKES, NJ 07417-2208
Document Number0039101802
Book / Page3910 / 1802
Instrument DateSep 16, 2020
Instrument21-005372
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyMAIN STREET TTL & SETMNT SVC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$48,857.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 WALNUT CT, 10, NORTH HALEDON, NJ 07508-3148

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 GINGER LN, FRANKLIN LAKES, NJ 07417-2208

Mortgage

Document Number21005373
DateJan 13, 2021
Instrument21-005373
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateOct 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change7.37%
Index1-Year LIBOR
Max Rate7.37%

Tax Assessment & Valuation

Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityFranklin Lakes Borough
Elementary School DistrictFranklin Lakes Borough School District (KG - 08)
Secondary School DistrictRamapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,891,100 (-) Land $434,000 Building $1,457,100$1,891,100 (-) Land $434,000 Building $1,457,100
2025$36,007.00 (+6.02%)$1,891,100 (-) Land $434,000 Building $1,457,100$1,891,100 (-) Land $434,000 Building $1,457,100
2024$33,964.00 (+6.53%)
2023$1,891,100 Land $434,000 Building $1,457,100$1,891,100 Land $434,000 Building $1,457,100
2022$31,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims9 (1978–2013)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2013 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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