710 Gem Ln, Ramona, CA 92065 Property Records

San Diego County property record for 710 Gem Ln, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2004
Square Footage	3,086 sqft Living Area
Lot Size	9.76 acres
Occupancy	Owner Occupied
Last Sale	$170,000 (2001)
Tax Bill	$10,344.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`284-142-06-00`
Alternative APN	`2841420400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Units	2 Units
Building Area	3,086 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Multifamily Style
Lot Area	425,581 sqft

Location & Zoning

Old Parcel Number	2841420400
Street Address	710 GEM LN
City	RAMONA
State	CA
Zip	92065-3764
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	BLK 459 ELY 330 FT OF TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	459
Jurisdiction	SAN DIEGO CA
Minor Civil Division	RAMONA
Census Blockgroup	2
Census Block	2002
Census Tract	20810

Owner

Source: San Diego County records · APN 284-142-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1684, RAMONA, CA 92065-0905
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 05, 2001 · Amount on Record
Deed Sale	Jan 05, 2001 · Amount on Record
Prior Sale	Jul 27, 1999 · Amount on Record
Deed Doc Number	20017669
Last Transfer Date	Jun 10, 2015
Transfer Doc	0000303920
Record Refreshed	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	710 GEM LN, RAMONA, CA 92065-3764
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000365657
Date	Jul 09, 2020
Instrument	2020-0365657

Lender

Name	BANNER BANK
Type	Bank
Address	ESCONDIDO, CA 92027

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$925,000 (-) Land $233,000 Building $692,000
2025	$10,344.00 (+20.5%) Homeowner's exemption	$925,000 (+15.63%) Land $233,000 Building $692,000
2023	$8,584.00 (-5.03%) Homeowner's exemption	$800,000 Land $202,000 Building $598,000
2022	$9,039.00

Flood & Wildfire

710 Gem Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Extreme risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Extreme 98th percentile of exposed land nationally · 88th in California
Wildfire Likelihood	Extreme — about 1 in 41 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.