710 Francisco St, El Granada, CA 94018 Property Records

San Mateo County property record for 710 Francisco St, El Granada, CA 94018

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,110 sqft · built 1993
Lot Size	0.056 acres (2,450 sqft)
Owner	2 Individual Names on File
Last Sale	$559,000 (Jan 2013)
Tax Bill	$9,167 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`047-274-020`

Property Details

APN / Parcel Number

Primary APN	`047-274-020`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,110 sqft Living Area
Gross Area	1,330 sqft
1st Floor Area	580 sqft
2nd Floor Area	530 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,450 sqft (0.056 acres)
Lot Dimensions	100 ft deep x 24 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	710 FRANCISCO ST
City	EL GRANADA
State	CA
Zip	94018-8058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 26 BLOCK 19 SUB NO 1 OF GRANADA R S M 5/43
Legal Subdivision	SUB NO 1 OF GRANADA
Legal Block	19
Legal Lot Number	26
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	3
Census Block	3026
Census Tract	613502

Owner

710 Francisco St is owned by two individuals who bought it in January 2013.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1463, EL GRANADA, CA 94018-1463
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 9, 2017	Deed of Trust, Mortgage · ARM US BANK NA
Apr 24, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2013 · Amount on File
Deed Sale	Jan 18, 2013 · Amount on File
Prior Sale	May 4, 2005 · Amount on File
Deed Document Number	20139561
Prior Transfer Date	Dec 17, 2002
Prior Transfer Doc	0000274131
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	710 FRANCISCO ST, EL GRANADA, CA 94018-8058
Transaction Type	Mortgage
Record Updated	Dec 29, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 FRANCISCO ST, HALF MOON BAY, CA 94019-4808

Mortgage

Document Number	0000083117
Date	Dec 1, 2022
Instrument	2022-083117

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	710 FRANCISCO ST, EL GRANADA, CA 94018-8058
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 FRANCISCO ST, EL GRANADA, CA 94018-8058

Mortgage

Document Number	0000173941
Date	Dec 21, 2021
Instrument	2021-173941

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	710 FRANCISCO ST, EL GRANADA, CA 94018-8058
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039942
Date	May 9, 2017
Instrument	2017-039942

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	710 FRANCISCO ST, EL GRANADA, CA 94018-8058
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036956
Date	Apr 24, 2020
Instrument	2020-036956

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	710 FRANCISCO ST, EL GRANADA, CA 94018-8058
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1463, EL GRANADA, CA 94018-1463

Mortgage

Document Number	0000154137
Date	Dec 30, 2020
Instrument	2020-154137

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 710 Francisco St was $9,167.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$702,120 (+2%) Land $351,060 Building $351,060
2025	$9,167.00	$688,354 Land $344,177 Building $344,177
2023	$8,214.00 (+2.46%)	$661,626 Land $330,813 Building $330,813	$1,071,630
2022	$8,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 Francisco St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 Francisco St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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