Kenton County property record for 710 Francis Ln, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 984 sqft · built 1962 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Feb 2020) |
| Tax Bill | $1,696 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-20-08-002.01 |
| Primary APN | 055-20-08-002.01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 984 sqft Finished Area |
| Gross Area | 1,210 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 150 ft deep x 55 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 710 FRANCIS LN |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTE CASINO 5TH ADDN E 43.90' LOT 43 & W 11.10' LOT 42 |
| Legal Subdivision | MONTE CASINO |
| Legal Phase | 5 |
| Legal Lot Number | 42,43 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 65100 |
Source: Kenton County records · APN 055-20-08-002.01
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 710 FRANCIS LN, COVINGTON, KY 41011-3917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2020 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Dec 17, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Mar 06, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 13, 2020 · Amount on Record |
| Deed Sale | Feb 13, 2020 · Amount on Record |
| Prior Sale | Nov 04, 2016 · Amount on Record |
| Deed Document Number | 20205900102 |
| Deed Book / Page | 7 / 134 |
| Prior Transfer Date | Mar 01, 2019 |
| Prior Transfer Doc | 0005900150 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 13, 2020 |
| Property Address | 710 FRANCIS LN, COVINGTON, KY 41011-3917 |
| Document Number | 0000000102 |
| Book / Page | 000007 / 000134 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 102 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2020 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 710 FRANCIS LN COVINGTON KY 410113917, COVINGTON, KY 41011-3917 |
| Document Number | 103 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 000M11/000554 |
| Instrument | 103 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 710 FRANCIS LN, COVINGTON, KY 41011-3917 |
| Document Number | 0000000365 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 710 FRANCIS LN COVINGTON KY 410113917, COVINGTON, KY 41011-3917 |
| Document Number | 0000000365 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 0C6832/000262 |
| Instrument | 365 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 06, 2019 |
| Property Address | 710 FRANCIS LN, COVINGTON, KY 41011-3917 |
| Document Number | 0000000150 |
| Book / Page | 0C6613 / 000067 |
| Instrument Date | Mar 01, 2019 |
| Instrument | 150 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 710 FRANCIS LN COVINGTON KY 410113917, COVINGTON, KY 41011-3917 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,696.00 (-0.47%) | $128,000 (-) Land $15,000 Building $113,000 | $128,000 (-) Land $15,000 Building $113,000 |
| 2023 | $1,704.00 | $128,000 Land $15,000 Building $113,000 | $128,000 Land $15,000 Building $113,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA.
Based on FCC filings for 384 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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