Howard County property record for 710 Elm St, Elma, IA 50628
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,568 sqft · built 1908 |
| Lot Size | 0.315 acres (13,721 sqft) |
| Owner | Company Name on File |
| Last Sale | $130,500 (Oct 2023) |
| Tax Bill | $1,544 (2026) |
| Deeds & Mortgages | Oct 2023 Sale & Line of Credit Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 300024605010000 |
| Primary APN | 300024605010000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,721 sqft (0.315 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 188 sqft |
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Lean-To | Lean-To |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 710 ELM ST |
|---|---|
| City | ELMA |
| State | IA |
| Zip | 50628-8216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 48' LOT 5 & ALL LOT 6 BLK 46 L POTTERS DIV |
| Legal Subdivision | POTTERS DIVISION |
| Legal Block | 46 |
| Legal Lot Number | 5 |
| Jurisdiction | HOWARD IA |
| Township / Civil Division | AFTON |
| Census Block Group | 2 |
| Census Block | 2152 |
| Census Tract | 960300 |
710 Elm St is owned by a company that bought it in October 2023.
Source: Howard County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 710 ELM ST, ELMA, IA 50628-8216 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2023 | Warranty Deed, Transfer · Line of Credit THE HOME TRUST & SAVINGS BANK |
| Jan 30, 2023 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2023 · Amount on File |
| Deed Sale | Oct 13, 2023 · Amount on File |
| Prior Sale | Jan 30, 2023 · Amount on File |
| Deed Document Number | 20231496 |
| Deed Book / Page | 2023 / 1496 |
| Prior Transfer Date | Jul 24, 2012 |
| Prior Transfer Doc | 02012/1404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD IA |
| Recording Date | Oct 13, 2023 |
| Property Address | 710 ELM ST, ELMA, IA 50628-8216 |
| Document Number | 02023/1496 |
| Book / Page | 2023 / 1496 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023 1496 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 710 ELM ST, ELMA, IA 50628-8216 |
| Mail Care Of | JEFFREY S HOOVER |
| Document Number | 0020231498 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 2023 1498 |
| Name | THE HOME TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HOWARD IA |
| Recording Date | Jan 30, 2023 |
| Property Address | 710 ELM ST, ELMA, IA 50628-8216 |
| Document Number | 002023/137 |
| Book / Page | 2023 / 137 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 2023 0137 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $71.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 1ST ST, ELMA, IA 50628-8091 |
The 2026 property tax bill for 710 Elm St was $1,544.
Source: Howard County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Elma City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,544.00 | $87,180 (-) Land $6,480 Building $80,700 | $87,180 (-) Land $6,480 Building $80,700 |
| 2025 | $1,544.00 (-5.51%) | $87,180 Land $6,480 Building $80,700 | $87,180 Land $6,480 Building $80,700 |
| 2024 | $1,634.00 | ||
| 2023 | $76,800 (+32.92%) Land $6,480 Building $70,320 | $76,800 Land $6,480 Building $70,320 | |
| 2022 | $1,468.00 | $57,780 Land $6,480 Building $51,300 | |
| 2021 | $57,780 Land $6,480 Building $51,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 710 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 6 (1993–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 710 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMA WATER SUPPLY serves 505 people · EPA ID IA4525017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| Nextlink Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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