710 Elm Cir, Golden, CO 80401 Property Records

Jefferson County property record for 710 Elm Cir, Golden, CO 80401

Property Summary

Property Type	Townhouse
Details	2 bd · 4.5 ba · 1,222 sqft · built 1998
Lot Size	0.038 acres (1,655 sqft)
Owner	Individual Name on File
Last Sale	$689,000 (Aug 2023)
Tax Bill	$4,095 (2025)
Deeds & Mortgages	May 2024 Reverse Mortgage May 2024 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-284-27-057`

Property Details

APN / Parcel Number

Primary APN	`30-284-27-057`
Alternative APNs	`300428529` `428529`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,222 sqft Living Area
Gross Area	2,885 sqft
1st Floor Area	1,222 sqft
Basement Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Construction Type	Brick
Lot Area	1,655 sqft (0.038 acres)
Garage Type	Attached
Garage Area	441 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300428529
Street Address	710 ELM CIR
City	GOLDEN
State	CO
Zip	80401-5820
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SECTION 28 TOWNSHIP 03 RANGE 70 QTR SE SUBDIVISIONCD 090150 SUBDIVISIONNAME BRIARWOOD COMMONS MINOR REPLAT #1 BLOCK LOT 0009 SIZE: 1658 TRACT VALUE: .038
Legal Range	70W
Legal Township	03S
Legal Section	28
Legal Subdivision	BRIARWOOD COMMONS MINOR REPLAT #1
Legal Lot Number	9
Jurisdiction	JEFFERSON CO
Township / Civil Division	GOLDEN
Census Block Group	1
Census Block	1000
Census Tract	9857

Owner

Source: Jefferson County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	710 ELM CIR, GOLDEN, CO 80401-5820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
May 6, 2024	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Aug 22, 2023	Special Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 21, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on File
Deed Sale	Aug 22, 2023 · Amount on File
Prior Sale	Nov 15, 2005 · Amount on File
Deed Document Number	202351804
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	710 ELM CIR, GOLDEN, CO 80401-5820
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 ELM CIR, GOLDEN, CO 80401-5820

Mortgage

Document Number	0000024580
Date	May 6, 2024
Instrument	2024024580

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	795 Months
Due	Aug 24, 2090

Interest

Rate Type	Adjustable Rate
Rate	7.29%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.2%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	710 ELM CIR, GOLDEN, CO 80401-5820
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 ELM CIR, GOLDEN, CO 80401-5820

Mortgage

Document Number	0000024579
Date	May 6, 2024
Instrument	2024024579

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	795 Months
Due	Aug 24, 2090

Interest

Rate Type	Adjustable Rate
Rate	7.29%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.2%

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Aug 22, 2023
Property Address	710 ELM CIR, GOLDEN, CO 80401-5820
Document Number	0000051804
Instrument Date	Aug 2, 2023
Instrument	2023051804
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$68.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 ELM CIR, GOLDEN, CO 80401-5820

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	710 ELM CIR, GOLDEN, CO 80401-5820
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088450
Date	Sep 21, 2022
Instrument	2022088450

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	748 Months
Due	Jan 5, 2085

Interest

Rate Type	Adjustable Rate
Rate	5.6%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Municipality	Golden City
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,095.00 (+12.44%)	$42,507 (-9.16%) Land $8,481 Building $34,026	$680,108 (-9.72%) Land $135,700 Building $544,408
2023	$3,642.00 (+49.02%)	$46,791 (+32.82%) Land $6,030 Building $40,761	$753,370 (+48.63%) Land $90,000 Building $663,370
2022	$2,444.00	$35,228 Land $4,170 Building $31,058	$506,879 Land $60,000 Building $446,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GOLDEN serves 38,288 people · EPA ID CO0130040
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Aerux Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: LiveWireNet, Magnolia Road Internet Cooperative.

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