710 E Reed St, Red Oak, IA 51566 Property Records

Montgomery County property record for 710 E Reed St, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,836 sqft · built 1870
Lot Size	0.231 acres (10,080 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Nov 2017)
Tax Bill	$7,498 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`600628191004000`

Property Details

APN / Parcel Number

Primary APN	`600628191004000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,836 sqft Living Area
1st Floor Area	1,418 sqft
Basement Area	1,418 sqft
Finished Basement	1,471 sqft
Unfinished Basement	1,471 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	112 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	368 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	710 E REED ST
City	RED OAK
State	IA
Zip	51566-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG PLAT LTS 1 & 2 BLK 33
Legal Subdivision	RED OAK
Legal Block	33
Legal Lot Number	1,2
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	1
Census Block	1008
Census Tract	960300

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	302 E COOLBAUGH ST, RED OAK, IA 51566-2297
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK IOWA
Nov 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	20171830
Deed Book / Page	2017 / 1830
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	710 E REED ST, RED OAK, IA 51566-2447
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2023
Date	Nov 16, 2021
Book Page	2021/2023
Instrument	2021 2023

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 12, 2022

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Nov 17, 2017
Property Address	710 E REED ST, RED OAK, IA 51566-2447
Document Number	2017/1830
Book / Page	2017 / 1830
Instrument Date	Nov 17, 2017
Instrument	2017 1830
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	710 E REED ST, 710, RED OAK, IA 51566-2447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 454, RED OAK, IA 51566-0454

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,498.00 (+19.55%)	$343,370 (+36.49%) Land $17,640 Building $325,730	$343,370 (+36.49%) Land $17,640 Building $325,730
2024	$6,272.00 (+67.61%)
2023		$251,580 Land $13,230 Building $238,350	$251,580 Land $13,230 Building $238,350
2022	$3,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2007–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: FMTC of Stanton Iowa.

Nearby Properties on E Reed St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures