710 E Prospect Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 710 E Prospect Ave, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,754 sqft · built 1895
Lot Size0.214 acres (9,300 sqft)
OwnerIndividual Name on File
Last Sale$718,000 (Aug 2016)
Tax Bill$19,652 (2024)
Deeds & MortgagesApr 2024 Mortgage
Aug 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN12-21-221-009

Property Details

APN / Parcel Number

Primary APN12-21-221-009

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,754 sqft Living Area
Gross Area2,580 sqft
1st Floor Area928 sqft
Upper Floors Area826 sqft
Basement Area826 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,300 sqft (0.214 acres)
Garage TypeDetached
Garage Area528 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area241 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address710 E PROSPECT AVE
CityLAKE BLUFF
StateIL
Zip60044-2620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF LAKE BLUFF SECOND ADD LOT 15 & W 1/2 LOT 16 BLOCK 23
Legal SubdivisionVILLAGE OF LAKE BLUFF SECOND ADD
Legal Block23
Legal Lot Number15,16
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2008
Census Tract863300

Owner

Source: Lake County records · APN 12-21-221-009

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address710 E PROSPECT AVE, LAKE BLUFF, IL 60044-2620
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2024Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Aug 02, 2016Deed of Trust, Mortgage · Conventional Mortgage
MCMURRAY MICHAEL K TRUST (PT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 09, 2016 · Amount on Record
Deed SaleAug 09, 2016 · Amount on Record
Deed Document Number20167316896
Last Transfer DateApr 23, 2024
Transfer Doc0008031929
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address710 E PROSPECT AVE, LAKE BLUFF, IL 60044-2620
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 E PROSPECT AVE, LAKE BLUFF, IL 60044-2620

Mortgage

Document Number0008031930
DateApr 30, 2024
Instrument8031930
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Address3060 WILLIAMS DR STE 600, FAIRFAX, VA 22031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054
Interest
Rate TypeFixed Rate
Rate7.62%

August 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address710 E PROSPECT AVE, LAKE BLUFF, IL 60044-2620
Document Number0007377259
Instrument DateAug 02, 2016
Transaction TypeMortgage
Record UpdatedMay 08, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address710 E PROSPECT AVE LAKE BLUFF IL 600442620, LAKE BLUFF, IL 60044-2620

Mortgage

Document Number0007377259
DateMar 06, 2017
Instrument7377259
Lender
NameMCMURRAY MICHAEL K TRUST (PT)
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$319,905 (+30.04%) Land $161,965 Building $157,940$959,811 (+30.04%) Land $485,944 Building $473,867
2024$19,652.00 (+22.84%)
2023$15,998.00 (+3.63%)$246,000 (+5.97%) Land $124,547 Building $121,453$738,073 (+5.97%) Land $373,678 Building $364,395
2022$15,438.00$232,150 Land $117,535 Building $114,615$696,519 Land $352,640 Building $343,879

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimAug 1983 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

Based on FCC filings for 81 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLAKE BLUFF
serves 5,600 people
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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