710 E Coolbaugh St, Red Oak, IA 51566 Property Records

Montgomery County property record for 710 E Coolbaugh St, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,162 sqft · built 1949
Lot Size	0.372 acres (16,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Feb 2025)
Tax Bill	$4,662 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`600628329003000`

Property Details

APN / Parcel Number

Primary APN	`600628329003000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,162 sqft Living Area
Basement Area	2,162 sqft
Finished Basement	470 sqft
Unfinished Basement	1,692 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,200 sqft (0.372 acres)
Lot Dimensions	120 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	336 sqft
Patio Area	116 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	710 E COOLBAUGH ST
City	RED OAK
State	IA
Zip	51566-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG PLAT LTS 1,2 & 3 BLK 48
Legal Subdivision	CITY OF RED OAK
Legal Block	48
Legal Lot Number	1-3
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	1
Census Block	1013
Census Tract	960300

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	710 E COOLBAUGH ST, RED OAK, IA 51566-2402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITY STATE BANK
Apr 15, 2020	Joint Tenancy Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2025 · Amount on Record
Deed Sale	Feb 10, 2025 · Amount on Record
Prior Sale	Apr 15, 2020 · Amount on Record
Deed Document Number	2025153
Deed Book / Page	2025 / 153
Prior Transfer Date	Oct 17, 2024
Prior Transfer Doc	0000001400
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	710 E COOLBAUGH ST, RED OAK, IA 51566-2402
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/673
Date	Apr 15, 2020
Book Page	2020/673
Instrument	2020 0673

Lender

Name	CITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

April 2020: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Apr 15, 2020
Property Address	710 E COOLBAUGH ST, RED OAK, IA 51566-2402
Document Number	002020/672
Book / Page	2020 / 672
Instrument Date	Apr 8, 2020
Instrument	2020 0672
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount Recorded
Tax	$311.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	710 E COOLBAUGH ST, RED OAK, IA 51566-2402

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,662.00 (-0.26%) Homeowner's exemption	$238,980 (+7.09%) Land $18,720 Building $220,260	$238,980 (+7.09%) Land $18,720 Building $220,260
2024	$4,674.00 (+32.11%)
2023		$223,160 Land $16,200 Building $206,960	$223,160 Land $16,200 Building $206,960
2022	$3,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2007–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: FMTC of Stanton Iowa.

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