710 E 16th St, Sterling, IL 61081 Property Records

Whiteside County property record for 710 E 16th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Mar 2026)
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1122102005`

Property Details

APN / Parcel Number

Primary APN	`1122102005`
Alternative APNs	`123878` `92531`

Exterior

Lot Area	7,400 sqft (0.17 acres)
Lot Dimensions	147 ft deep x 50 ft wide

Location & Zoning

Account Number	123878
Street Address	710 E 16TH ST
City	STERLING
State	IL
Zip	61081-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOOVER HOME SUB LOT 5 BLK 2 494800X
Legal Subdivision	HOOVER HOME SUBDIVISION
Legal Block	2
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2002
Census Tract	1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	710 E 16TH ST, STERLING, IL 61081-2626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) STERLING FEDERAL BANK
Mar 4, 2026	Warranty Deed, Transfer JP MORGAN CHASE BANK NA
Jan 24, 2018	Grant Deed, Transfer · Conventional with PMI STERLING BK
Jul 19, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Jan 24, 2018 · Amount on Record
Deed Document Number	2026998
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	710 E 16TH ST, STERLING, IL 61081-2626
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005894
Date	Sep 28, 2022
Instrument	2022-05894

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 4, 2026
Property Address	710 E 16TH ST, STERLING, IL 61081-2626
Document Number	0000000998
Instrument Date	Mar 2, 2026
Instrument	2026-00998
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1146 REGENCY DR, SCHAUMBURG, IL 60193-4468

Mortgage

Document Number	0000000999
Date	Mar 4, 2026
Instrument	2026-00999

Lender

Name	JP MORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 24, 2018
Property Address	710 E 16TH ST, STERLING, IL 61081-2626
Document Number	0000000375
Instrument Date	Nov 9, 2017
Instrument	375
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 E 16TH ST STERLING IL 610812626, STERLING, IL 61081-2626

Mortgage

Document Number	376
Date	Jan 24, 2018
Instrument	376

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2048

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 19, 2017
Property Address	710 E 16TH ST, STERLING, IL 61081-2626
Document Number	0000004156
Instrument Date	Jul 14, 2017
Instrument	4156
Transaction Type	Foreclosure
Record Updated	Nov 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$41.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,770.00	$33,273 Land $3,301 Building $29,972
2024			$99,819 Land $9,903 Building $89,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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