Schenectady County and Niskayuna Town property record for 710 Downing St, Niskayuna, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,543 sqft · built 1984 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Oct 2024) |
| Tax Bill | $10,807 (2026) |
| Deeds & Mortgages | Jul 2019 Line of Credit Mar 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.20-2-42 |
| Primary APN | 422400 60.20-2-42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,543 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| 2nd Floor Area | 100 sqft |
| Upper Floors Area | 885 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 167 ft deep x 98.9 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 260 sqft |
| Porch | Slab |
| Porch Area | 418 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 710 DOWNING ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | AVON CREST |
| Legal Block | 2 |
| Legal Lot Number | 42.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 31901 |
710 Downing St is owned by two individuals who bought it in October 2024.
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 S SALINA ST, 415, SYRACUSE, NY 13202-2534 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 24, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2024 · Amount on File |
| Deed Sale | Oct 25, 2024 · Amount on File |
| Deed Document Number | 202464420 |
| Deed Book / Page | 2140 / 653 |
| Prior Transfer Date | Jan 18, 2017 |
| Prior Transfer Doc | 0000013229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 710 DOWNING ST, SCHENECTADY, NY 12309-2922 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032927 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 4926/025 |
| Instrument | 201932927 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 24, 2017 |
| Property Address | 710 DOWNING ST, SCHENECTADY, NY 12309-2922 |
| Document Number | 0000013229 |
| Book / Page | 00195 / 000365 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 13229 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 710 DOWNING ST NISKAYUNA NY 123092922, NISKAYUNA, NY 12309-2922 |
The 2026 property tax bill for 710 Downing St was $10,807, up 2.9% from the year before.
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,807.00 (+2.92%) | ||
| 2025 | $10,500.00 | $302,000 Land $42,800 Building $259,200 | $447,400 Land $63,406 Building $383,994 |
| 2023 | $302,000 Land $42,800 Building $259,200 | $382,300 Land $54,180 Building $328,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 710 Downing St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 710 Downing St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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