Nassau County property record for 710 Division St, Fernandina Beach, FL 32034
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,249 sqft · built 1925 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Oct 2023) |
| Tax Bill | $3,338 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Mar 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-00-31-1800-0214-07A2 |
| Primary APN | 00-00-31-1800-0214-07A2 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,249 sqft Heated Area |
| Gross Area | 1,339 sqft |
| 1st Floor Area | 1,249 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 710 DIVISION ST |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-3523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | BLOCK 214 LOT S 42 FT OF A & N 8 FT OF B OF 7 CITY OF FDNA BEACH |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 24 |
| Legal Subdivision | CITY OF FDNA BEACH |
| Legal Block | 214 |
| Legal Lot Number | S |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | FERNANDINA BEACH |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 50103 |
Source: Nassau County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 710 DIVISION ST, FERNANDINA BEACH, FL 32034-3523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2024 | Deed of Trust, Mortgage · Commercial Mortgage PRIMESOUTH BANK |
| Mar 28, 2025 | Deed of Trust, Mortgage · Line of Credit PRIMESOUTH BANK |
| Oct 17, 2023 | Warranty Deed, Transfer · Line of Credit PRIMESOUTH BANK |
| Mar 7, 2022 | Warranty Deed, Transfer SERENITY TITLE, SERENITY TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on Record |
| Deed Sale | Oct 17, 2023 · Amount on Record |
| Prior Sale | Mar 7, 2022 · Amount on Record |
| Deed Document Number | 202345031545 |
| Deed Book / Page | 2674 / 44 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 710 DIVISION ST, FERNANDINA BEACH, FL 32034-3523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 710 DIVISION ST, FERNANDINA BEACH, FL 32034-3523 |
| Document Number | 0026881809 |
|---|---|
| Date | Jan 12, 2024 |
| Book Page | 2688/1809 |
| Instrument | 202445000975 |
| Name | PRIMESOUTH BANK |
|---|---|
| Type | Bank |
| Address | 1500 SADLER RD, FERNANDINA BEACH, FL 32034 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Dec 11, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 710 DIVISION ST, FERNANDINA BEACH, FL 32034-3523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 710 DIVISION ST, FERNANDINA BEACH, FL 32034-3523 |
| Document Number | 0027771146 |
|---|---|
| Date | Mar 28, 2025 |
| Book Page | 2777/1146 |
| Instrument | 202545009004 |
| Name | PRIMESOUTH BANK |
|---|---|
| Type | Bank |
| Address | FERNANDINA BEACH, FL 32034 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Feb 28, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Oct 17, 2023 |
| Property Address | 710 DIVISION ST, FERNANDINA BEACH, FL 32034-3523 |
| Document Number | 0026740044 |
| Book / Page | 2674 / 44 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 202345031545 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | TITLE OF AMERICA LLC, TITLETOWN OF AMERICA LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2929 EDISON AVE, JACKSONVILLE, FL 32254-4313 |
| Name | Verified Name |
|---|---|
| Address | 710 DIVISION ST, FERNANDINA, FL 32034-3523 |
| Document Number | 0000267446 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 2674/46 |
| Name | PRIMESOUTH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Mar 7, 2022 |
| Property Address | 710 DIVISION ST, FERNANDINA BEACH, FL 32034-3523 |
| Document Number | 0025441101 |
| Book / Page | 2544 / 1101 |
| Map Reference | MB 103 PG 262&263 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 202245008357 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | SERENITY TITLE, SERENITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $910.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13287 PATE RD W, JACKSONVILLE, FL 32226-1730 |
| Name | Verified Name |
|---|---|
| Address | 2929 EDISON AVE, JACKSONVILLE, FL 32254-4313 |
| Investor | Possibly a Property Investor |
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Municipality | Fernandina Beach City |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,338.00 (+11.68%) Homeowner's exemption | $227,110 (+10.98%) | $343,616 (+17.15%) Land $135,000 Building $208,616 |
| 2024 | $2,989.00 (+28.95%) Homeowner's exemption | $204,638 (+65.85%) | $293,304 (+137.71%) Land $110,000 Building $183,304 |
| 2023 | $2,318.00 (-2.93%) | $123,386 (-22.64%) Land $100,000 Building $23,386 | $123,386 (-22.64%) Land $100,000 Building $23,386 |
| 2022 | $2,388.00 | $159,494 Land $80,000 Building $79,494 | $159,494 Land $80,000 Building $79,494 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNANDINA BEACH WTP serves 21,925 people · EPA ID FL2450364 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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