710 Cypress St S, Cambridge, MN 55008 Property Records

Isanti County property record for 710 Cypress St S, Cambridge, MN 55008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,064 sqft · built 1956
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jul 2026)
Tax Bill	$2,946 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15.042.0820`

Property Details

APN / Parcel Number

Primary APN	`15.042.0820`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,064 sqft Heated Area
1st Floor Area	1,064 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1980
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	14 ft deep x 7.5 ft wide
Garage Type	Detached
Garage Area	440 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	710 CYPRESS ST S
City	CAMBRIDGE
State	MN
Zip	55008-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME AUD SUB DIV 9 LOT 029 SUBDIVISIONCD 15042 SE/4 OF NE/4 DESC AS: COMM AT SE CNR; S89.4450W ALONG S LINE
Legal Range	023
Legal Township	036
Legal Section	32
Legal Subdivision	AUD SUB DIV 9
Legal Lot Number	29
Jurisdiction	ISANTI MN
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1041
Census Tract	130304

Owner

710 Cypress St S is owned and occupied by two individuals who bought it in July 2026.

Source: Isanti County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	710 CYPRESS ST S, CAMBRIDGE, MN 55008-1911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Aug 28, 2020	Grant Deed, Transfer NOT AVAILABLE
Apr 30, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Aug 28, 2020 · Amount on File
Deed Document Number	2026546348
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISANTI MN
Recording Date	Jul 13, 2026
Property Address	710 CYPRESS ST S, CAMBRIDGE, MN 55008-1911
Document Number	0000546348
Instrument Date	Jul 10, 2026
Instrument	2026546348
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,989.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	710 CYPRESS ST S, CAMBRIDGE, MN 55008-1911

Mortgage

Document Number	0000546349,
Date	Jul 13, 2026
Instrument	2026546349

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ISANTI MN
Recording Date	Aug 28, 2020
Property Address	710 CYPRESS ST S, CAMBRIDGE, MN 55008-1911
Document Number	0001142120
Instrument Date	Aug 28, 2020
Instrument	1142120
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 CYPRESS ST S CAMBRIDGE MN 550081911, CAMBRIDGE, MN 55008-1911

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ISANTI MN
Recording Date	Apr 30, 2019
Property Address	710 CYPRESS ST S, CAMBRIDGE, MN 55008-1911
Document Number	0000946228
Instrument Date	Apr 30, 2019
Instrument	946228
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 BUCHANAN ST N #1 CAMBRIDGE MN 550081280, 1, CAMBRIDGE, MN 55008-1280

Tax Assessment & Valuation

The 2026 property tax bill for 710 Cypress St S was $2,946 with a homeowner's exemption.

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Isanti County
Municipality	Cambridge City
Unified School District	Cambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,946.00 Homeowner's exemption	$238,800 (+2.45%) Land $21,000 Building $217,800	$238,800 (+2.45%) Land $21,000 Building $217,800
2025		$233,100 Land $21,000 Building $212,100	$233,100 Land $21,000 Building $212,100
2023	$3,188.00 (+59.56%) Homeowner's exemption	$233,600 Land $18,400 Building $215,200	$233,600 Land $18,400 Building $215,200
2022	$1,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 Cypress St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 Cypress St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cambridge serves 9,862 people · EPA ID MN1300002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable	2,000 / 350
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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