710 Clover Valley Ct, Edgewood, MD 21040 Property Records

Harford County property record for 710 Clover Valley Ct, Edgewood, MD 21040

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,164 sqft · built 1987
Lot Size0.221 acres (9,626 sqft)
Owner2 Individual Names on Record
Last Sale$228,000 (Aug 2017)
Tax Bill$3,367 (2026)
Deeds & MortgagesJan 2020 Mortgage
Aug 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-184180

Property Details

APN / Parcel Number

Primary APN01-184180
Alternative APNs
  • 1184180
  • 184180

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,164 sqft Total Area
Basement Area846 sqft
Finished Basement846 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,626 sqft (0.221 acres)
Deck Area504 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number184180
Street Address710 CLOVER VALLEY CT
CityEDGEWOOD
StateMD
Zip21040-2142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 127 .221 AC 710 CLOVER VALLEY COURT WOODBRIDGE CNTR P 56/18
Legal SubdivisionFINAL PLAT ONE WOODBRIDGE CENTER
Legal Lot Number127
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group4
Census Block4008
Census Tract301302

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address710 CLOVER VALLEY CT, EDGEWOOD, MD 21040-2142
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 21, 2017Grant Deed, Transfer · FHA Mortgage
STEARNS LNDG
Mar 2, 2017Grant Deed, Transfer
MID ATLANTIC TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2017 · Amount on Record
Deed SaleAug 21, 2017 · Amount on Record
Prior SaleMar 2, 2017 · Amount on Record
Deed Document Number201712478-0462
Deed Book / Page12478 / 462
Transfer Doc0030310035
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address710 CLOVER VALLEY CT, EDGEWOOD, MD 21040-2142
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0136600413
DateJan 28, 2020
Book Page13660/0413
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueSep 1, 2047

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateAug 21, 2017
Property Address710 CLOVER VALLEY CT, EDGEWOOD, MD 21040-2142
Document Number0124780462
Book / Page012478 / 000462
Instrument DateJul 3, 2017
Transaction TypeTransfer
Record UpdatedSep 15, 2017
Title CompanyARMOUR SETTLEMENT SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$228.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address710 CLOVER VALLEY CT EDGEWOOD MD 210402142, EDGEWOOD, MD 21040-2142

Mortgage

Document Number124780468
DateAug 21, 2017
Book Page012478/000468
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2047

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateMar 2, 2017
Property Address710 CLOVER VALLEY CT, EDGEWOOD, MD 21040-2142
Document Number0122470240
Book / Page012247 / 000240
Instrument DateFeb 21, 2017
Transaction TypeTransfer
Record UpdatedMar 21, 2017
Title CompanyMID ATLANTIC TITLE

Transaction

AmountAmount Recorded
Tax$127.69
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2300 YORK RD #216 LUTHERVILLE MD 210932276, 216, LUTHERVILLE, MD 21093-2276

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,367.00 (+15.15%)$309,000 (+7.04%) Land $63,300 Building $245,700$309,000 (-) Land $63,300 Building $245,700
2025$2,924.00 (+12.77%)$288,667 (+16.4%)$309,000 (+24.6%) Land $63,300 Building $245,700
2023$248,000 Land $63,300 Building $184,700$248,000 Land $63,300 Building $184,700
2022$2,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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