Madison County property record for 710 Cheshire Rd, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,168 sqft · built 1987 |
| Lot Size | 0.741 acres (32,299 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Aug 2026) |
| Tax Bill | $5,665 (2025) |
| Deeds & Mortgages | Aug 2026 Foreclosure Oct 2021 Transfer |
| APN | 09-2-22-10-03-301-065 |
| Primary APN | 09-2-22-10-03-301-065 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,168 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 32,299 sqft (0.741 acres) |
| Lot Dimensions | 218 ft deep x 147 ft wide |
| Garage Type | Attached |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 710 CHESHIRE RD |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BETHANY PARK 2ND ADDN. LOT 42 147.99X218.25XIRR |
| Legal Subdivision | BETHANY PARK SECOND ADDN |
| Legal Lot Number | 42 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 403531 |
Source: Madison County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 710 CHESHIRE RD, TROY, IL 62294-2043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 18, 2026 | Trustee's Deed, Foreclosure · Conventional Mortgage UNITED COMMUNITY BANK |
| Oct 1, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on Record |
| Deed Sale | Aug 18, 2026 · Amount on Record |
| Deed Document Number | 202623990 |
| Prior Transfer Date | Aug 11, 2026 |
| Prior Transfer Doc | 0000023990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Aug 18, 2026 |
| Property Address | 710 CHESHIRE RD, TROY, IL 62294-2043 |
| Document Number | 0000023990 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202623990 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 11, 2026 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58,327.50 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 710 CHESHIRE RD, TROY, IL 62294-2043 |
| Date | Aug 18, 2026 |
|---|
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Oct 1, 2021 |
| Property Address | 710 CHESHIRE RD, TROY, IL 62294-2043 |
| Document Number | 0000041347 |
| Map Reference | PB 47 PG 64 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 2021R41347 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 710 CHESHIRE RD, TROY, IL 62294-2043 |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,665.00 (+1.18%) | $99,470 (+28.27%) Land $20,180 Building $79,290 | $298,410 (+28.14%) Land $60,540 Building $237,870 |
| 2024 | $5,599.00 (+13.64%) | ||
| 2022 | $4,927.00 | $77,550 Land $15,740 Building $61,810 | $232,883 Land $47,267 Building $185,616 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 16,962 people · EPA ID IL1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
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