Charles County property record for 710 Charles St, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,227 sqft · built 1964 |
| Lot Size | 0.2 acres (8,719 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $251,150 (Feb 2020) |
| Tax Bill | $11,123 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-006894 |
| Primary APN | 01-006894 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,227 sqft Living Area |
| Gross Area | 2,551 sqft |
| 1st Floor Area | 1,593 sqft |
| Basement Area | 634 sqft |
| Finished Basement | 634 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 8,719 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 76 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 006894 |
|---|---|
| Street Address | 710 CHARLES ST |
| City | LA PLATA |
| State | MD |
| Zip | 20646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | LOT 6 ARUNDEL HILLS LA PLATA |
| Legal Subdivision | ARUNDEL HILLS |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 851004 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 710 CHARLES ST, LA PLATA, MD 20646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP |
| Mar 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST HOME MORTGAGE CORP |
| Oct 23, 2020 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Feb 13, 2020 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2020 · Amount on Record |
| Deed Sale | Feb 13, 2020 · Amount on Record |
| Prior Sale | May 8, 2012 · Amount on Record |
| Deed Book / Page | 11005 / 248 |
| Transfer Doc | 0000011099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 710 CHARLES ST, LA PLATA, MD 20646 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 710 CHARLES ST, LA PLATA, MD 20646 |
| Document Number | 0140100400 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 14010/400 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 1, 2066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 710 CHARLES ST, LA PLATA, MD 20646 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 710 CHARLES ST, LA PLATA, MD 20646 |
| Document Number | 0122940297 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 12294/297 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 710 CHARLES ST, LA PLATA, MD 20646 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CAPITOL TITLE INS AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0103660006 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 10366/006 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHIAN, VA 23113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 710 CHARLES ST, LA PLATA, MD 20646 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CLA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0110670130 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 11067/130 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 710 CHARLES ST, LA PLATA, MD 20646 |
| Document Number | 0114100022 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 710 CHARLES ST LA PLATA MD 20646, LA PLATA, MD 20646 |
| Document Number | 0114100022 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 011410/000022 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 13, 2020 |
| Property Address | 710 CHARLES ST, LA PLATA, MD 20646 |
| Document Number | 0110050248 |
| Book / Page | 11005 / 248 |
| Map Reference | MB 7 FO 87 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CLA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,883.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 710 CHARLES ST, LA PLATA, MD 20646 |
| Document Number | 0011005257 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 11005/257 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2049 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,400 (+7.43%) Land $110,000 Building $273,400 | $383,400 (-) Land $110,000 Building $273,400 | |
| 2025 | $11,123.00 (+142.01%) | $356,900 (+17.44%) | $383,400 (+26.16%) Land $110,000 Building $273,400 |
| 2023 | $4,596.00 (+15.02%) | $303,900 (+8.82%) Land $110,000 Building $193,900 | $303,900 (-) Land $110,000 Building $193,900 |
| 2022 | $3,996.00 | $279,267 | $303,900 Land $110,000 Building $193,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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