710 Cedarwood Dr, Monroe, NC 28112 Property Records

Union County property record for 710 Cedarwood Dr, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1977
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-198-032`

Property Details

APN / Parcel Number

Primary APN	`04-198-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	710 CEDARWOOD DR
City	MONROE
State	NC
Zip	28112-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#3 CEDARWOOD SOUTH 710 CEDARWOOD DRIVE
Legal Subdivision	CEDARWOOD SOUTH
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	1
Census Block	1001
Census Tract	20902

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	710 CEDARWOOD DR, MONROE, NC 28112-9347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 13, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 1, 2025
Transfer Doc	0009220292
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	710 CEDARWOOD DR, MONROE, NC 28112-9347
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 CEDARWOOD DR, MONROE, NC 28112-9347

Mortgage

Document Number	0000920623
Date	Sep 24, 2025
Book Page	9206/23
Instrument	24771

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Oct 13, 2025
Property Address	710 CEDARWOOD DR, MONROE, NC 28112-9347
Document Number	0009220292
Book / Page	9220 / 292
Map Reference	CAB A FILE 104-B
Instrument Date	Oct 1, 2025
Instrument	26636
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	710 CEDARWOOD DR, MONROE, NC 28112-9347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 CEDARWOOD DR, MONROE, NC 28112-9347

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,782.00 (+23.92%)	$394,800 (+67.64%) Land $81,500 Building $313,300	$394,800 (+67.64%) Land $81,500 Building $313,300
2024	$1,438.00 (+0.49%)	$235,500 (-) Land $45,600 Building $189,900
2023	$1,431.00	$235,500 Land $45,600 Building $189,900	$235,500 (-) Land $45,600 Building $189,900
2021			$235,500 Land $45,600 Building $189,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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