Wayne County property record for 710 Cedar Bluff Circle Rd, Monticello, KY 42633 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 740 sqft |
| Owner | Individual Name on File |
| Tax Bill | $835 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MM-03-035.00 |
| Primary APN | MM-03-035.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 740 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Other |
|---|---|
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 24738 |
|---|---|
| Street Address | 710 CEDAR BLUFF CIRCLE RD |
| City | MONTICELLO |
| State | KY |
| Zip | 42633-4950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR BLUFF SHORES LOT 180 |
| Legal Subdivision | CEDAR BLUFF |
| Legal Block | 3 |
| Legal Lot Number | 180 |
| Jurisdiction | WAYNE KY |
| Township / Civil Division | MILL SPRINGS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 920102 |
Source: Wayne County records · APN MM-03-035.00
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 710 CEDAR BLUFF CIRCLE RD, MONTICELLO, KY 42633-4950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND SECURITY BANK INC |
| May 07, 2019 | Deed, Transfer · Line of Credit CUMBERLAND SECURITY BANK INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2019 |
| Deed Sale | May 07, 2019 |
| Deed Document Number | 0000382075 |
| Deed Book / Page | 382 / 075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE KY |
| Property Address | 710 CEDAR BLUFF CIRCLE RD, MONTICELLO, KY 42633-4950 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Title Company | SILVER STAR TITLE LLC, FIVE STAR TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 710 CEDAR BLUFF CIRCLE RD, MONTICELLO, KY 42633-4950 |
| Document Number | 000490/102 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 490/102 |
| Instrument | 166489 |
| Name | CUMBERLAND SECURITY BANK INC |
|---|---|
| Type | Bank |
| Address | 107 S MAIN ST, SOMERSET, KY 42501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WAYNE KY |
| Recording Date | May 07, 2019 |
| Property Address | 710 CEDAR BLUFF CIRCLE RD, MONTICELLO, KY 42633-4950 |
| Document Number | 382/075 |
| Book / Page | 382 / 075 |
| Map Reference | MB 2 PG 59 |
| Instrument Date | Mar 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 662 CASTLE ST, 662, MONTICELLO, KY 42633-1573 |
| Name | Verified Name |
|---|---|
| Address | 710 CEDAR BLUFF CIRCLE RD, MONTICELLO, KY 42633-4950 |
| Document Number | 423060 |
|---|---|
| Date | May 07, 2019 |
| Instrument | 423/060 |
| Name | CUMBERLAND SECURITY BANK INC |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | May 02, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wayne County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Wayne County |
| Unified School District | Wayne County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $835.00 (-6.81%) | $95,000 (-) | $95,000 (-) |
| 2023 | $896.00 | $95,000 | $95,000 |
Source: FEMA National Flood Hazard Layer, Wayne County (21231C), updated September 2, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 37% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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