Morgan County property record for 710 Breakaway Ln, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,920 sqft · built 2005 |
| Lot Size | 28 acres (1,220,987 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (May 2023) |
| Tax Bill | $3,366 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Jul 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10A-0046.0000 |
| Primary APN | 08-10A-0046.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,920 sqft Living Area |
| 1st Floor Area | 3,528 sqft |
| Basement Area | 1,568 sqft |
| Finished Basement | 1,568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 1,220,987 sqft (28 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 710 BREAKAWAY LN |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN'S RIDGE S/D SEC IV LOT 30 28.03 AC |
| Legal Subdivision | RIDGE S/D |
| Legal Lot Number | 30 |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 971002 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the New Deal Resources in Cacapon State Park Historic District listed 2019 · 121 contributing resources · NRIS 100002853 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
710 Breakaway Ln is owned and occupied by two individuals who bought it in May 2023.
Source: Morgan County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 710 BREAKAWAY LN, BERKELEY SPRINGS, WV 25411-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage USAA FEDERAL SAVINGS BANK |
| Jul 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC |
| Feb 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW AMERICAN FUNDING |
| Apr 18, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2023 · Amount on File |
| Deed Sale | May 2, 2023 · Amount on File |
| Prior Sale | Apr 18, 2017 · Amount on File |
| Deed Document Number | 2023893981 |
| Deed Book / Page | 291 / 150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 710 BREAKAWAY LN, BERKELEY SPRINGS, WV 25411-1405 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000497/703 |
|---|---|
| Date | May 2, 2023 |
| Book Page | 497/703 |
| Instrument | 893982 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 710 BREAKAWAY LN, BERKELEY SPRINGS, WV 25411-1405 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000471/447 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 471/447 |
| Instrument | 878953 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 710 BREAKAWAY LN, BERKELEY SPRINGS, WV 25411-1405 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000448/535 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 448/535 |
| Instrument | 864737 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORGAN WV |
| Recording Date | Apr 18, 2017 |
| Property Address | 710 BREAKAWAY LN, BERKELEY SPRINGS, WV 25411-1405 |
| Document Number | 000262/166 |
| Book / Page | 262 / 166 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 837279 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,098.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 210 BERKELEY LN, BERKELEY SPGS, WV 25411 |
The 2026 property tax bill for 710 Breakaway Ln was $3,366, up 6.7% from the year before.
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,366.00 (+6.65%) | $339,540 (+6.96%) Land $89,400 Building $250,140 | $565,900 (+6.96%) Land $149,000 Building $416,900 |
| 2025 | $3,156.00 | $317,460 Land $89,400 Building $228,060 | $529,100 Land $149,000 Building $380,100 |
| 2023 | $2,061.00 (+0.83%) | $206,040 (+0.85%) Land $58,860 Building $147,180 | $343,400 (+0.85%) Land $98,100 Building $245,300 |
| 2022 | $2,044.00 | $204,300 Land $58,860 Building $145,440 | $340,500 Land $98,100 Building $242,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 710 Breakaway Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 710 Breakaway Ln is moderate, ranking above 48% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 69% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
5G (outdoors only) and 4G LTE
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