710 Borders Ln, Bardstown, KY 40004 Property Records

Nelson County property record for 710 Borders Ln, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,645 sqft · built 2018
Lot Size	5.07 acres (220,849 sqft)
Owner	Individual Name on Record
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71000-00-016.03`

Property Details

APN / Parcel Number

Primary APN	`71000-00-016.03`
Alternative APN	`83733`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,645 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	220,849 sqft (5.07 acres)
Garage Type	Attached
Garage Area	3,451 sqft
Driveway	Asphalt Driveway
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	83733
Street Address	710 BORDERS LN
City	BARDSTOWN
State	KY
Zip	40004-8370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HATTIE CLEMENTS EST AG DIV TR 2 PC19-51
Legal Subdivision	HATTIE CLEMENTS EST AG DIV
Legal Tract	2
Legal Lot Number	2
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	3
Census Block	3035
Census Tract	930500

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 BORDERS LN, BARDSTOWN, KY 40004-8370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Feb 15, 2019	Deed of Trust, Mortgage · Construction Mortgage LINCOLN NATIONAL BANK
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 27, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Recording Date	Oct 1, 2026
Property Address	710 BORDERS LN, BARDSTOWN, KY 40004-8370
Document Number	0000007291
Book / Page	1568 / 89
Instrument Date	Sep 23, 2026
Instrument	20267291
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	710 BORDERS LN, BARDSTOWN, KY 40004-8370

Mortgage

Document Number	0000007291,
Date	Oct 1, 2026
Book Page	1568/89
Instrument	20267291

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	710 BORDERS LN, BARDSTOWN, KY 40004-8370
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	WHITNEY MEREDITH LAW AND TITLE, WHITNEY MEREDITH LAW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1226/147
Date	Oct 10, 2019
Book Page	M1226/147
Instrument	2019012572

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	710 BORDERS LN, BARDSTOWN, KY 40004-8370
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1198/009
Date	Feb 15, 2019
Book Page	M1198/009
Instrument	2019001878

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 31, 2020

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	710 BORDERS LN, BARDSTOWN, KY 40004-8370
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M1368/92
Date	Feb 23, 2022
Book Page	M1368/92
Instrument	2022002106

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Apr 27, 2018
Property Address	710 BORDERS LN, BARDSTOWN, KY 40004-8370
Document Number	00D537/559
Book / Page	D537 / 559
Map Reference	CAB19 SL51
Instrument Date	Apr 26, 2018
Instrument	2018004871
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$51.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	950 BORDERS LN, BARDSTOWN, KY 40004-8371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 CROAKE STATION RD, SPRINGFIELD, KY 40069-9324

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,646.00 (-7.22%) Homeowner's exemption	$312,870 (-) Land $50,770 Building $262,100	$312,870 (-) Land $50,770 Building $262,100
2024		$312,870 (-)	$312,870 (-)
2023	$2,852.00	$312,870	$312,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bardstown Connect Cable	512 / 10
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
kywimax Fixed Wireless · not low latency	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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