710 Albert St, Lamont, IA 50650 Property Records

Buchanan County property record for 710 Albert St, Lamont, IA 50650

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,036 sqft · built 2000
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Tax Bill	$2,116 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0423129040`

Property Details

APN / Parcel Number

Primary APN	`0423129040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	6,098 sqft (0.14 acres)
Garage Area	448 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	710 ALBERT ST
City	LAMONT
State	IA
Zip	50650-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG BLK 8 LOTS 2-3-4 EXC S40' & PARTS OFLO TS 1&16 & WRLY 50'OF SRLY 35'LOT 16 ETC
Legal Subdivision	LAMONT
Legal Block	8
Legal Lot Number	1-4,16
Jurisdiction	BUCHANAN IA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1032
Census Tract	950100

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	710 ALBERT ST, LAMONT, IA 50650-9509
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SAVINGS BANK
Jul 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SAVINGS BANK
Aug 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	710 ALBERT ST, LAMONT, IA 50650-9509
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R02344
Date	Jul 13, 2017
Instrument	2017R02344

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank
Address	EDGEWOOD, IA 52042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	710 ALBERT ST, LAMONT, IA 50650-9509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R02344
Date	Jul 13, 2017
Instrument	2017-R02344

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank
Address	EDGEWOOD, IA 52042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	710 ALBERT ST, LAMONT, IA 50650-9509
Transaction Type	Mortgage
Record Updated	Sep 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02476
Date	Aug 7, 2019
Instrument	2019R02476

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	73 Months
Due	Sep 1, 2025

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Lamont City
Unified School District	Starmont Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,116.00 (+30.94%) Homeowner's exemption	$150,510 (+23.1%) Land $4,890 Building $145,620	$150,510 (+23.1%) Land $4,890 Building $145,620
2023	$1,616.00 Homeowner's exemption	$122,270 Land $4,370 Building $117,900	$122,270 Land $4,370 Building $117,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (2008–2010)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMONT WATER SUPPLY serves 429 people · EPA ID IA1051051
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	13 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	25 / 3

May also be available: Nextlink.

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