710 Ainako Ave, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 710 Ainako Ave, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,016 sqft · built 1970
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Oct 2019)
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-2-5-024-020`

Property Details

APN / Parcel Number

Primary APN	`3-2-5-024-020`
Alternative APNs	`3-2-5-024-020-0000` `250240200000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	18,000 sqft (0.413 acres)
Garage Type	Carport
Garage Area	546 sqft
Carport	Carport
Carport Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	324 sqft

Location & Zoning

Street Address	710 AINAKO AVE
City	HILO
State	HI
Zip	96720-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1C
Legal Description	LOT E-1 18000 SF POR RP 5707 LCAW 463 AINAKO S/D SERIES 2
Legal Subdivision	AINAKO SUBDIVISION
Legal Block	16
Legal Lot Number	E-1
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	1
Census Block	1003
Census Tract	20802

Owner

710 Ainako Ave is owned and occupied by an individual who bought it in October 2019.

Source: State of Hawaii and Hawaii County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	710 AINAKO AVE, HILO, HI 96720-1614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on File
Deed Sale	Oct 18, 2019 · Amount on File
Prior Sale	Nov 17, 2004 · Amount on File
Deed Document Number	201972300062
Prior Transfer Date	Nov 12, 2004
Prior Transfer Doc	0000231524
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Oct 18, 2019
Property Address	710 AINAKO AVE, HILO, HI 96720-1614
Document Number	0A72300062
Instrument Date	Oct 14, 2019
Instrument	A72300062
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	TITLE GUARANTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	526 KAUMANA DR HILO HI 967201813, HILO, HI 96720-1813

Mortgage

Document Number	A72300063
Date	Oct 18, 2019
Instrument	A72300063

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 710 Ainako Ave was $1,870 with a homeowner's exemption.

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,200 (+3.01%) Land $159,500 Building $309,700	$557,700 (+2.12%) Land $239,000 Building $318,700
2025	$1,870.00	$455,500 (+3.01%) Land $159,500 Building $296,000	$546,100 (+7.65%) Land $227,400 Building $318,700
2024		$442,200 (+3%) Land $159,500 Building $282,700	$507,300 (+7.3%) Land $197,900 Building $309,400
2023	$1,804.00 (-1.15%)	$429,300 Land $159,500 Building $269,800	$472,800 Land $185,000 Building $287,800
2022	$1,825.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 Ainako Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1979–2007)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Feb 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 Ainako Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Hawaii
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000