710 7th Ave, Santa Cruz, CA 95062 Property Records

Santa Cruz County property record for 710 7th Ave, Santa Cruz, CA 95062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,937 sqft · built 1988
Lot Size	0.137 acres (5,968 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Jul 2018)
Tax Bill	$13,323 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-291-55`

Property Details

APN / Parcel Number

Primary APN	`026-291-55`
Alternative APN	`026-291-55-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,937 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,968 sqft (0.137 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	710 7TH AVE
City	SANTA CRUZ
State	CA
Zip	95062-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	LANDS/MANUEL RODRIGUEZ
Legal Lot Number	6
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2006
Census Tract	121403

Owner

710 7th Ave is owned and occupied by two individuals who acquired it in April 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	710 7TH AVE, SANTA CRUZ, CA 95062-2705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHTECHLENDING INC
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHTECHLENDING
May 16, 2019	Quit Claim Deed, Transfer HIGHTECHLENDING
Jul 2, 2018	Grant Deed, Transfer HIGHTECHLENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Mar 20, 2012 · Amount on File
Deed Document Number	201820235
Last Transfer Date	Apr 26, 2019
Transfer Doc	0000013066
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	710 7TH AVE, SANTA CRUZ, CA 95062-2705
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 7TH AVE, SANTA CRUZ, CA 95062-2705

Mortgage

Document Number	0000018378
Date	Apr 1, 2021
Instrument	2021-0018378

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	710 7TH AVE, SANTA CRUZ, CA 95062-2705
Document Number	0000012815
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	710 7TH AVE SANTA CRUZ CA 950622705, SANTA CRUZ, CA 95062-2705

Mortgage

Document Number	0000012815
Date	Apr 15, 2020
Instrument	12815

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 16, 2019
Property Address	710 7TH AVE, SANTA CRUZ, CA 95062-2705
Document Number	0000013066
Instrument Date	Apr 26, 2019
Instrument	13066
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	OLDE REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	710 7TH AVE SANTA CRUZ CA 950622705, SANTA CRUZ, CA 95062-2705

Mortgage

Document Number	13067
Date	May 16, 2019
Instrument	13067

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 15, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 2, 2018
Property Address	710 7TH AVE, SANTA CRUZ, CA 95062-2705
Document Number	0000020235
Instrument Date	Jun 26, 2018
Instrument	20235
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	710 7TH AVE SANTA CRUZ CA 950622705, SANTA CRUZ, CA 95062-2705

Mortgage

Document Number	20236
Date	Jul 2, 2018
Instrument	20236

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 710 7th Ave was $13,323 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Live Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,052,493 (+2%) Land $736,745 Building $315,748
2025	$13,323.00 Homeowner's exemption	$1,031,856 Land $722,299 Building $309,557
2023	$12,199.00 (+2.4%) Homeowner's exemption	$991,787 Land $694,251 Building $297,536	$1,076,220
2022	$11,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 7th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 7th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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