710 4th St S, Moorhead, MN 56560 Property Records

Clay County property record for 710 4th St S, Moorhead, MN 56560

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.17 acres (7,497 sqft)
Owner	Company Name on Record
Last Sale	$185,000 (Jul 2026)
Tax Bill	$4,056 (2026)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Jun 2019 Mortgage + 7 more
Flood Zone	Zone X (moderate risk)
APN	`58.291.0070`

Property Details

APN / Parcel Number

Primary APN	`58.291.0070`

Exterior

Architectural Style	Multi-Family
Lot Area	7,497 sqft (0.17 acres)

Location & Zoning

Street Address	710 4TH ST S
City	MOORHEAD
State	MN
Zip	56560-3320
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SUBDIVISIONNAME HICKS & WMS ADD LOT 019 BLOCK 012 SUBDIVISIONCD 58291 LOTS 19 TO 21
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	HICKS & WMS ADD
Legal Block	12
Legal Lot Number	19
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	4
Census Block	4003
Census Tract	20400

Owner

Source: Clay County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3226 LONGFELLOW RD N, FARGO, ND 58102-1225
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Line of Credit FIRST UNITED BANK
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK OF LANKIN
Sep 5, 2019	Warranty Deed, Transfer · Conventional Mortgage BLACKRIDGEBANK
Dec 6, 2018	Loan Modification, Mortgage · Line of Credit WESTERN ST BK
Aug 15, 2018	Loan Modification, Mortgage WESTERN ST BK
Aug 1, 2017	Loan Modification, Mortgage WESTERN ST BK
Jun 22, 2017	Loan Modification, Mortgage WESTERN ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	2026866254
Prior Transfer Date	May 8, 2009
Prior Transfer Doc	0000669355
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jul 10, 2026
Property Address	710 4TH ST S, MOORHEAD, MN 56560-3320
Document Number	0000866254
Instrument Date	Jul 10, 2026
Instrument	2026866254
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,660.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	3226 LONGFELLOW RD N, FARGO, ND 58102-1225

Mortgage

Document Number	0000866255,
Date	Jul 10, 2026
Instrument	2026866255

Lender

Name	FIRST UNITED BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2031

Interest

Rate	6.53%
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	710 4TH ST S, MOORHEAD, MN 56560-3320
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000790205
Date	Jun 11, 2019
Instrument	790205

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2024

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	710 4TH ST S, MOORHEAD, MN 56560-3320
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000790219
Date	Jun 11, 2019
Instrument	790219

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 31, 2020

Interest

Rate Type	Adjustable Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jul 6, 2021
Property Address	710 4TH ST S, MOORHEAD, MN 56560-3320
Document Number	0000817992
Instrument Date	Jun 30, 2021
Instrument	817992
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	PLAINS TITLE LLC, PLAINS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1115 46TH AVE S, MOORHEAD, MN 56560-7088

Mortgage

Document Number	0000817993
Date	Jul 6, 2021
Instrument	817993

Lender

Name	CITIZENS STATE BANK OF LANKIN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Sep 5, 2019
Property Address	710 4TH ST S, MOORHEAD, MN 56560-3320
Document Number	0000793188
Instrument Date	Aug 30, 2019
Instrument	793188
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	TRN ABSTRACT AND TITLE, TRN ABS & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$579.15
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 W CENTRAL AVE BISMARCK ND 585011637, BISMARCK, ND 58501-1637

Mortgage

Document Number	793189
Date	Sep 5, 2019
Instrument	793189

Lender

Name	BLACKRIDGEBANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	710 4TH ST S, MOORHEAD, MN 56560-3320
Document Number	0000785694
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4221 2ND ST S MOORHEAD MN 565605648, MOORHEAD, MN 56560-5648

Mortgage

Document Number	0000785694
Date	Dec 7, 2018
Instrument	785694

Lender

Name	WESTERN ST BK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Line of Credit
Term	12 Months
Due	Dec 6, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	710 4TH ST S, MOORHEAD, MN 56560-3320
Document Number	0000782758
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4221 2ND ST S MOORHEAD MN 565605648, MOORHEAD, MN 56560-5648

Mortgage

Document Number	0000782758
Date	Aug 20, 2018
Instrument	782758

Lender

Name	WESTERN ST BK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Term	12 Months
Due	Aug 19, 2019

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	710 4TH ST S, MOORHEAD, MN 56560-3320
Document Number	0000771470
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4221 2ND ST S MOORHEAD MN 565605648, MOORHEAD, MN 56560-5648

Mortgage

Document Number	0000771470
Date	Aug 3, 2017
Instrument	771470

Lender

Name	WESTERN ST BK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Term	12 Months
Due	Aug 2, 2018

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	710 4TH ST S, MOORHEAD, MN 56560-3320
Document Number	0000770143
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4221 2ND ST S MOORHEAD MN 565605648, MOORHEAD, MN 56560-5648

Mortgage

Document Number	0000770143
Date	Jun 27, 2017
Instrument	770143

Lender

Name	WESTERN ST BK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Term	12 Months
Due	Jun 26, 2018

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,056.00 (+14.12%)
2025		$189,900 (+4.46%) Land $46,200 Building $143,700	$189,900 (+4.46%) Land $46,200 Building $143,700
2023	$3,554.00	$181,800 Land $46,200 Building $135,600	$181,800 Land $46,200 Building $135,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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