710 4th St NW, Independence, IA 50644 Property Records

Buchanan County property record for 710 4th St NW, Independence, IA 50644

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 904 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$24,000 (Sep 2008)
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2017 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0634352005`

Property Details

APN / Parcel Number

Primary APN	`0634352005`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	904 sqft Living Area
Basement Area	252 sqft
Unfinished Basement	252 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	8,712 sqft (0.2 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	710 4TH ST NW
City	INDEPENDENCE
State	IA
Zip	50644-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARGOS 2ND LOT 6BLK 1 3
Legal Subdivision	FARGOS 2ND
Legal Block	1
Legal Lot Number	6
Jurisdiction	BUCHANAN IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2027
Census Tract	950400

Owner

710 4th St NW is owned and occupied by an individual who bought it in September 2008.

Source: Buchanan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	710 4TH ST NW, INDEPENDENCE, IA 50644-1733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Sep 11, 2017	Warranty Deed, Transfer
Sep 29, 2008	Legal Action/Court Order, Foreclosure · Conventional Mortgage INDEPENDENCE FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2008 · Amount on File
Deed Sale	Sep 29, 2008 · Amount on File
Deed Document Number	20083390
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	710 4TH ST NW, INDEPENDENCE, IA 50644-1733
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R03126
Date	Sep 18, 2017
Instrument	2017R03126

Lender

Name	FIRST STATE BANK
Type	Bank
Address	FAYETTE, IA 52142

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Aug 29, 2037

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN IA
Recording Date	Sep 11, 2017
Property Address	710 4TH ST NW, INDEPENDENCE, IA 50644-1733
Document Number	2017R03049
Instrument Date	Sep 5, 2017
Instrument	2017R03049
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 4TH ST NW, INDEPENDENCE, IA 50644-1733

September 2008: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BUCHANAN IA
Recording Date	Sep 29, 2008
Property Address	710 4TH ST NW, INDEPENDENCE, IA 50644-1733
Document Number	2008R03390
Instrument Date	Sep 20, 2008
Instrument	2008R03390
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 RIDGEVIEW DR, INDEPENDENCE, IA 50644-3145

Mortgage

Document Number	2008R03391
Date	Sep 29, 2008
Instrument	2008R03391

Lender

Name	INDEPENDENCE FEDERAL BANK
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 26, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 710 4th St NW was $1,222.

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Independence City
Unified School District	Independence Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,222.00	$65,410 Land $15,830 Building $49,580	$65,410 Land $15,830 Building $49,580
2023	$980.00	$57,040 Land $14,130 Building $42,910	$57,040 Land $14,130 Building $42,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 4th St NW in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	93 (1979–2021)
Claims Outside the SFHA	12 of 93
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Tornadoes, And Flooding, May 2013 · 21 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 4th St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Independence Telecommunications Utility Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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