710 3rd St, Fontanelle, IA 50846 Property Records

Adair County property record for 710 3rd St, Fontanelle, IA 50846

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,016 sqft · built 2004
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Jul 2021)
Tax Bill	$2,784 (2025)
Deeds & Mortgages	May 2005 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-17-301-009`

Property Details

APN / Parcel Number

Primary APN	`10-17-301-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Basement Area	2,016 sqft
Unfinished Basement	2,016 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Vinyl
Construction Type	Manufactured
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Deck Area	36 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	710 3RD ST
City	FONTANELLE
State	IA
Zip	50846-8097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.25 A IN NW NW SW EX S 91 FT OF W 150' 17 75 32 L ADJ. EX E 163.5' OF S 91'
Legal Range	32W
Legal Township	75N
Legal Section	17
Legal Subdivision	RUTTS ADD FONTELLE
Jurisdiction	ADAIR IA
Township / Civil Division	SUMMERSET
Census Block Group	4
Census Block	4009
Census Tract	960300

Owner

Source: Adair County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 3RD ST, FONTANELLE, IA 50846-8097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2005	Deed of Trust, Mortgage · ARM ARGENT MORTGAGE CO LLC
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Feb 22, 2008	Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Sep 19, 2014 · Amount on Record
Deed Document Number	20211207
Record Updated	Oct 29, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	710 3RD ST, FONTANELLE, IA 50846-8097
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000526/287
Date	May 6, 2005
Book Page	0526/287
Instrument	2005-0883

Lender

Name	ARGENT MORTGAGE CO LLC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.8%
Type Change Date	Jun 1, 2008
Change Frequency	6 Months
Min Rate At Change	8.8%
Max Rate At Change	10.8%
Index	6-Month LIBOR
Margin	6
Max Rate	14.8%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Jul 26, 2021
Property Address	710 3RD ST, FONTANELLE, IA 50846-8097
Document Number	0020211207
Map Reference	BK 2 PG 546
Instrument Date	Jul 1, 2021
Instrument	2021-1207
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.40
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 3RD ST, FONTANELLE, IA 50846-8097

Mortgage

Document Number	0020211208
Date	Jul 26, 2021
Instrument	2021-1208

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

February 2008: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Feb 22, 2008
Property Address	710 3RD ST, FONTANELLE, IA 50846-8097
Document Number	000593/139
Book / Page	0593 / 139
Map Reference	MB2 PG546
Instrument Date	Feb 1, 2008
Instrument	2008-0252
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 6TH ST, FONTANELLE, IA 50846

Mortgage

Document Number	000593/141
Date	Feb 22, 2008
Book Page	0593/141
Instrument	2008-0253

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	FONTANELLE, IA 50846

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 21, 2013

Tax Assessment & Valuation

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Fontanelle City
Unified School District	Nodaway Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,784.00 (-9.02%)	$192,620 (+8.52%) Land $26,500 Building $166,120	$192,620 (+8.52%) Land $26,500 Building $166,120
2024	$3,060.00 (+30.32%)
2023		$177,500 (+60.37%) Land $26,500 Building $151,000	$177,500 (+60.37%) Land $26,500 Building $151,000
2022	$2,348.00	$110,680 Land $26,500 Building $84,180
2021			$110,680 Land $26,500 Building $84,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FONTANELLE WATER WORKS serves 670 people · EPA ID IA0135046
Water Source	Purchased surface water from GREENFIELD MUNICIPAL UTILITIES
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cumberland Telephone Company Fiber	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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