710 20th St, Charleston, IL 61920 Property Records

Coles County property record for 710 20th St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1911
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$56,000 (May 2020)
Tax Bill	$809 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2-07032-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-07032-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Base Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	282 sqft
Carport	Carport
Carport Area	282 sqft

Location & Zoning

Street Address	710 20TH ST
City	CHARLESTON
State	IL
Zip	61920-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTERN TERRACE ADD LOT 13 SE 1/4 SEC 11 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	11
Legal Subdivision	EASTERN TERRACE ADD
Legal Lot Number	13
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	5
Census Block	5005
Census Tract	500

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 20TH ST, CHARLESTON, IL 61920-2350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2020 · Amount on Record
Deed Sale	May 14, 2020 · Amount on Record
Deed Document Number	2020787639
Prior Transfer Date	May 18, 2011
Prior Transfer Doc	2011729610
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	May 14, 2020
Property Address	710 20TH ST, CHARLESTON, IL 61920-2350
Document Number	202000787639
Instrument Date	May 8, 2020
Instrument	202000787639
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$56.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 ROSEWOOD CT, CHARLESTON, IL 61920-3710

Mortgage

Document Number	202000787640
Date	May 14, 2020
Instrument	202000787640

Lender

Name	CREDIT UNION 1
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00 (+14.91%) Homeowner's exemption Senior Citizen's exemption	$22,119 (+10.2%) Land $4,650 Building $17,469	$66,357 (+10.2%) Land $13,950 Building $52,407
2024	$704.00 (-34.27%)	$20,072 (+9.5%) Land $4,220 Building $15,852	$60,216 (+9.5%) Land $12,660 Building $47,556
2023		$18,331 Land $3,854 Building $14,477	$54,993 Land $11,562 Building $43,431
2020	$1,071.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

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