710 1st St, Ernest, PA 15739 Property Records

Indiana County property record for 710 1st St, Ernest, PA 15739

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,180 sqft · built 1904
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Sep 2025)
Tax Bill	$1,196 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-002-116`

Property Details

APN / Parcel Number

Primary APN	`44-002-116`
Alternative APN	`00045373`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,180 sqft Living Area
Basement Area	662 sqft
Unfinished Basement	662 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	58 ft deep x 102 ft wide
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Type	Basement
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00045373
Street Address	710 1ST ST
City	ERNEST
State	PA
Zip	15739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT F 102X58 AV 1 HO 1 GA
Legal Subdivision	KOVALCHICK PLAN
Jurisdiction	INDIANA PA
Township / Civil Division	ERNEST
Census Block Group	2
Census Block	2023
Census Tract	960500

Owner

710 1st St is owned and occupied by an individual who bought it in September 2025.

Source: Indiana County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	710 1ST ST, ERNEST, PA 15739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 12, 2022	Deed, Transfer
Oct 14, 2021	Deed, Transfer
Jul 29, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on File
Deed Sale	Sep 18, 2025 · Amount on File
Prior Sale	Oct 14, 2021 · Amount on File
Deed Document Number	2025355864
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	INDIANA PA
Recording Date	Sep 18, 2025
Property Address	710 1ST ST, ERNEST, PA 15739
Document Number	2025355864
Map Reference	MB 1 PG 104
Instrument Date	Sep 18, 2025
Instrument	2025-355864
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NC ABSTRACT LLC, ONE ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	710 1ST ST, ERNEST, PA 15739

Mortgage

Document Number	2025355865
Date	Sep 18, 2025
Instrument	2025-355865

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	INDIANA PA
Recording Date	Oct 12, 2022
Property Address	710 1ST ST, ERNEST, PA 15739
Document Number	2022332599
Map Reference	MB 1 PG 104
Instrument Date	Sep 30, 2022
Instrument	2022-332599
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 237, ERNEST, PA 15739-0237

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	INDIANA PA
Recording Date	Oct 14, 2021
Property Address	710 1ST ST, ERNEST, PA 15739
Document Number	2021323054
Map Reference	MB 1 PG 104
Instrument Date	Sep 28, 2021
Instrument	2021-323054
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5206 DEERFIELD AVE, MECHANICSBURG, PA 17050-6824

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	INDIANA PA
Recording Date	Jul 29, 2019
Property Address	710 1ST ST, ERNEST, PA 15739
Document Number	2019302357
Instrument Date	Jul 25, 2019
Instrument	2019-302357
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 SEBRING RD, MARION CENTER, PA 15759-3001

Tax Assessment & Valuation

The 2026 property tax bill for 710 1st St was $1,196 with a homeowner's exemption, up 3.4% from the year before.

Source: Indiana County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Indiana County
Municipality	Ernest Borough
Unified School District	Marion Center Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,196.00 (+3.37%)	$54,300 (-) Land $12,000 Building $42,300	$54,300 Land $12,000 Building $42,300
2025	$1,157.00 Homeowner's exemption	$54,300 Land $12,000 Building $42,300
2023	$1,057.00	$54,300 Land $12,000 Building $42,300
2015			$54,300 Land $12,000 Building $42,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2004)
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ICMSA CROOKED CREEK serves 9,638 people · EPA ID PA5320109
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 1st St

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