710 1st St E, Fort Payne, AL 35967 Property Records

DeKalb County property record for 710 1st St E, Fort Payne, AL 35967

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,568 sqft · built 1970
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Tax Bill	$1,329 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Oct 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23-03-08-3-006-044.000`

Property Details

APN / Parcel Number

Primary APN	`23-03-08-3-006-044.000`
Alternative APNs	`160870` `158777` `27326`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,640 sqft
Basement Area	1,376 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Stone
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	100 ft deep x 142 ft wide
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	160870
Street Address	710 1ST ST E
City	FORT PAYNE
State	AL
Zip	35967-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S8 T7S R9E FORT PAYNEAMDT & EXT TO MCCURDY'S ADDBLK 16 LOTS 2,3, & 6CONT 0.34 AC (C)
Legal Range	09E
Legal Township	07S
Legal Section	08
Legal Subdivision	FORT PAYNE AMDT & EXT TO MCCURDY'S ADD
Legal Block	16
Legal Lot Number	2-3,6
Jurisdiction	DEKALB AL
Township / Civil Division	FORT PAYNE
Census Block Group	1
Census Block	1009
Census Tract	961000

Owner

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 1ST ST E, FORT PAYNE, AL 35967-2024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST
Oct 29, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 23, 2025	Quit Claim Deed, Transfer Quitclaim
Jun 3, 2025	Warranty Deed, Transfer · Line of Credit FAMILY SAVINGS CU
Nov 24, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 27, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021
Deed Sale	Nov 24, 2021
Prior Sale	Sep 18, 2008
Deed Book / Page	3001 / 7826
Prior Transfer Date	Sep 3, 2008
Prior Transfer Doc	000699/313
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB AL
Property Address	710 1ST ST E, FORT PAYNE, AL 35967-2024
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 GAULT AVE N D, D, FORT PAYNE, AL 35967-3672
Investor	Possibly a Property Investor

Mortgage

Document Number	05005/5957
Date	Apr 15, 2025
Book Page	5005/5957

Lender

Name	CITIZENS BANK & TRUST
Type	Bank
Address	SCOTTSBORO, AL 35768

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Oct 29, 2025
Property Address	710 1ST ST E, FORT PAYNE, AL 35967-2024
Document Number	03005/7370
Book / Page	3005 / 7370
Map Reference	MB 1 PG 58 SL 10
Instrument Date	Oct 28, 2025
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	710 1ST ST E, FORT PAYNE, AL 35967-2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 GAULT AVE N, FORT PAYNE, AL 35967-2935

Mortgage

Document Number	0500519383
Date	Oct 29, 2025
Instrument	5005/19383

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEKALB AL
Recording Date	Oct 23, 2025
Property Address	710 1ST ST E, FORT PAYNE, AL 35967-2024
Document Number	03005/7218
Book / Page	3005 / 7218
Map Reference	MB 1 PG 58 SL 10
Instrument Date	Oct 23, 2025
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 GAULT AVE N, FORT PAYNE, AL 35967-3674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 GAULT AVE N, FORT PAYNE, AL 35967-3533
Investor	Possibly a Property Investor

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Jun 3, 2025
Property Address	710 1ST ST E, FORT PAYNE, AL 35967-2024
Document Number	03005/3714
Book / Page	3005 / 3714
Map Reference	MB 1 PG 58 SL 10
Instrument Date	Jun 2, 2025
Transaction Type	Transfer
Record Updated	Jul 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 6AN IT AVE N #AA, AA, FORT PAYNE, AL 35967

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 GAULT AVE N, FORT PAYNE, AL 35967-3533
Investor	Possibly a Property Investor

Mortgage

Document Number	0050059749
Date	Jun 3, 2025
Instrument	5005/9749

Lender

Name	FAMILY SAVINGS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	05005/9740
Date	Jun 9, 2025
Book Page	5005/9740

Lender

Name	FAMILY SAVINGS CU
Type	Credit Union
Address	GADSDEN, AL 35903

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Nov 24, 2021
Property Address	710 1ST ST E, FORT PAYNE, AL 35967-2024
Document Number	03001/7826
Book / Page	3001 / 7826
Instrument Date	Nov 12, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	710 1ST ST E, FORT PAYNE, AL 35967-2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 1ST STREET E, FYFFE, AL 35937
Investor	Possibly a Property Investor

Mortgage

Document Number	0500124356
Date	Nov 24, 2021
Instrument	5001/24356

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Apr 27, 2021
Property Address	710 1ST ST E, FORT PAYNE, AL 35967-2024
Document Number	03001/2623
Book / Page	3001 / 2623
Map Reference	MB 1 PG 57
Instrument Date	Apr 26, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 COUNTY ROAD 119, FORT PAYNE, AL 35968-5637

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	710 1ST ST E, FORT PAYNE, AL 35967-2024

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Municipality	Fort Payne City
Unified School District	Fort Payne City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,329.00 (+131.53%) Homeowner's exemption
2025	$574.00 (+21.87%) Homeowner's exemption	$13,860 (+19.9%) Land $600 Building $13,260	$138,560 (+19.9%) Land $5,960 Building $132,600
2023	$471.00 (-49.52%)	$11,560 (-44.26%)	$115,560 (+11.46%) Land $5,960 Building $109,600
2022	$933.00	$20,740 Land $720 Building $20,020	$103,680 Land $3,580 Building $100,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT PAYNE, THE WW BD OF THE serves 25,107 people · EPA ID AL0000509
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Farmers Telecommunications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

710 1st St E, Fort Payne, AL 35967 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2025: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 1st St E

Nearby Streets

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