710 1st Ave SW, Harmony, MN 55939 Property Records

Fillmore County property record for 710 1st Ave SW, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1890
Lot Size	0.326 acres (14,200 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (May 2008)
Tax Bill	$1,766 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15.0465.010`

Property Details

APN / Parcel Number

Primary APN	`15.0465.010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,512 sqft Heated Area
Gross Area	1,602 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	14,200 sqft (0.326 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	710 1ST AVE SW
City	HARMONY
State	MN
Zip	55939-6645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSCAR HEGGS ADDITION LOT-007 BLOCK-001 N100' LOT 7 BLK 1 OSCAR HEGGS ADDITION
Legal Subdivision	OSCAR HEGGS ADDITION
Legal Block	1
Legal Lot Number	7
Jurisdiction	FILLMORE MN
Township / Civil Division	HARMONY
Census Block Group	3
Census Block	3070
Census Tract	960500

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 1ST AVE SW, HARMONY, MN 55939-6645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit ALTRA FEDERAL CREDIT UNION
Aug 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ALTRA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2008 · Amount on Record
Deed Sale	May 22, 2008 · Amount on Record
Prior Sale	Apr 17, 2008 · Amount on Record
Deed Document Number	2008365052
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	710 1ST AVE SW, HARMONY, MN 55939-6645
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000445168
Date	Jan 18, 2024
Instrument	445168

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	710 1ST AVE SW, HARMONY, MN 55939-6645
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	434897
Date	Oct 5, 2021
Instrument	434897

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	710 1ST AVE SW, HARMONY, MN 55939-6645
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	423218
Date	Aug 30, 2019
Instrument	423218

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Harmony City
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,766.00 (+30.81%) Homeowner's exemption	$147,700 (-6.99%) Land $29,800 Building $117,900	$147,700 (-6.99%) Land $29,800 Building $117,900
2025		$158,800 (+27.24%) Land $29,800 Building $129,000	$158,800 (+27.24%) Land $29,800 Building $129,000
2023		$124,800 Land $14,100 Building $110,700	$124,800 Land $14,100 Building $110,700
2020	$1,350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Harmony serves 1,042 people · EPA ID MN1230005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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