710 16th St S, Fargo, ND 58103 Property Records

Cass County property record for 710 16th St S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,014 sqft · built 1953
Lot Size	0.134 acres (5,852 sqft)
Owner	2 Individual Names on File
Tax Bill	$308 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01-0560-00890-000`

Property Details

APN / Parcel Number

Primary APN	`01-0560-00890-000`

Interior

Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	5,852 sqft (0.134 acres)
Lot Dimensions	97 ft deep x 60 ft wide

Location & Zoning

Street Address	710 16TH ST S
City	FARGO
State	ND
Zip	58103-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 16 BLOCK: 4 ADDITION: DARLINGS 2ND ADDITIONAL: DARLINGS 2ND W 97.54' OF LOT 16 BLK 4 AND S 12' OF W 97.54' LOT 17
Legal Subdivision	DARLINGS 2ND
Legal Block	4
Legal Lot Number	16-17
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1013
Census Tract	802

Owner

710 16th St S is owned and occupied by two individuals.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	710 16TH ST S, FARGO, ND 58103-2551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage BORDER STATE BANK
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit BORDER BANK
Jun 27, 2019	Deed of Trust, Mortgage UNION ST BK/FARGO
Feb 27, 2019	Deed of Trust, Mortgage UNION ST BK/FARGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Recording Date	Oct 2, 2026
Property Address	710 16TH ST S, FARGO, ND 58103-2551
Document Number	0001768846
Instrument Date	Sep 28, 2026
Instrument	20261768846
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 16TH ST S, FARGO, ND 58103-2551

Mortgage

Document Number	0001768846,
Date	Oct 2, 2026
Instrument	20261768846

Lender

Name	BORDER STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 25, 2031

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	710 16TH ST S, FARGO, ND 58103-2551
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 16TH ST S, FARGO, ND 58103-2551

Mortgage

Document Number	0001645817
Date	Sep 20, 2021
Instrument	1645817

Lender

Name	BORDER BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Aug 27, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	710 16TH ST S, FARGO, ND 58103-2551
Document Number	0001565697
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	710 16TH ST S FARGO ND 581032551, FARGO, ND 58103-2551

Mortgage

Document Number	0001565697
Date	Jul 2, 2019
Instrument	1565697

Lender

Name	UNION ST BK/FARGO
Type	Bank
Address	FARGO, ND 58106-9399

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 1, 2024

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	710 16TH ST S, FARGO, ND 58103-2551
Document Number	0001557925
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	710 16TH ST S FARGO ND 581032551, FARGO, ND 58103-2551

Mortgage

Document Number	0001557925
Date	Mar 4, 2019
Instrument	1557925

Lender

Name	UNION ST BK/FARGO
Type	Bank
Address	FARGO, ND 58106-9399

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 3, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 710 16th St S was $308.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$308.00	$109,600 Land $20,900 Building $88,700	$219,200 Land $41,800 Building $177,400
2023	$1,786.00	$100,400 Land $20,900 Building $79,500	$200,800 Land $41,800 Building $159,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 16th St S in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2009)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 710 16th St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Otter Tail Telecom.

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