710 15th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 710 15th Ave, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,386 sqft · built 1978
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$287,000 (Sep 2023)
Tax Bill$4,168 (2026)
Deeds & MortgagesFeb 2010 Line of Credit
Oct 2023 Foreclosure
APN23-7668-80030

Property Details

APN / Parcel Number

Primary APN23-7668-80030

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Stories1 Story
Building Area1,386 sqft Gross Area
1st Floor Area1,386 sqft
Basement Area930 sqft
Finished Basement930 sqft
Utility Area80 sqft
FlooringWood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1995
Architectural StyleDome
Exterior MaterialFiber Cement Siding
Construction TypeWood
Roof MaterialWood
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions135 ft deep x 72 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area28 sqft
Deck Area192 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address710 15TH AVE
CityTWO HARBORS
StateMN
Zip55616-1261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 3 & 4 BLOCK 80
Legal SubdivisionEIGHTH ADDITION
Legal Block80
Legal Lot Number3-4
JurisdictionLAKE MN
Township / Civil DivisionTWO HARBORS
Census Block Group1
Census Block1055
Census Tract370400

Owner

710 15th Ave is owned and occupied by an individual who bought it in September 2023.

Source: Lake County records, as of October 22, 2026

Owner of RecordIndividual Name on File
Mailing Address710 15TH AVE, TWO HARBORS, MN 55616-1261
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2010Deed of Trust, Mortgage · Line of Credit
TWO HARBORS FEDERAL CREDIT UNION
Oct 16, 2023Trustee's Deed, Foreclosure · Stand-Alone First Mortgage
NORTH SHORE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2023 · Amount on File
Deed SaleSep 27, 2023 · Amount on File
Deed Document Number20231587733
Prior Transfer DateSep 23, 2008
Prior Transfer Doc0000167993
Record UpdatedOct 29, 2026

February 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address710 15TH AVE, TWO HARBORS, MN 55616-1261
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000171134
DateFeb 19, 2010
InstrumentA000171134
Lender
NameTWO HARBORS FEDERAL CREDIT UNION
AddressTWO HARBORS, MN 55616
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueFeb 18, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLAKE MN
Recording DateOct 16, 2023
Property Address710 15TH AVE, TWO HARBORS, MN 55616-1261
Document NumberA000203152
Instrument DateSep 27, 2023
InstrumentA000203152
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 15TH AVE, TWO HARBORS, MN 55616-1261

Mortgage

Document NumberA000203153
DateOct 16, 2023
InstrumentA000203153
Lender
NameNORTH SHORE FEDERAL CREDIT UNION
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 710 15th Ave was $4,168, up 5.1% from the year before.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,168.00 (+5.09%)$403,200 Land $74,800 Building $328,400$403,200 Land $74,800 Building $328,400
2025$3,966.00
2023$398,500 Land $52,300 Building $346,200$398,500 Land $52,300 Building $346,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 710 15th Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 15th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTwo Harbors
serves 3,698 people · EPA ID MN1380005
Water SourceSurface water
Last State InspectionSep 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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