710 13th St N, Virginia, MN 55792 Property Records

St. Louis County property record for 710 13th St N, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,038 sqft · built 1909
Lot Size	0.076 acres (3,315 sqft)
Owner	Individual Name on File
Last Sale	$47,500 (Apr 2001)
Tax Bill	$1,118 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`090-0110-00470`

Property Details

APN / Parcel Number

Primary APN	`090-0110-00470`
Alternative APN	`749779`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,038 sqft Gross Area
1st Floor Area	606 sqft
Basement Area	152 sqft
Finished Basement	152 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Stucco
Construction Type	Frame
Lot Area	3,315 sqft (0.076 acres)
Garage Area	360 sqft

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Storage Building	42 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	749779
Street Address	710 13TH ST N
City	VIRGINIA
State	MN
Zip	55792-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0012 BLOCK:002 SERIAL #
Legal Subdivision	NORTH SIDE ADD TO VIRGINIA
Legal Block	2
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2019
Census Tract	13000

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	710 13TH ST N, VIRGINIA, MN 55792-2241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2001 · Amount on File
Deed Sale	Apr 3, 2001 · Amount on File
Prior Sale	Apr 3, 2001 · Amount on File
Deed Document Number	2001812410
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	710 13TH ST N, VIRGINIA, MN 55792-2241
Document Number	00A1339534
Instrument Date	Aug 21, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 13TH ST N VIRGINIA MN 557922241, VIRGINIA, MN 55792-2241

Mortgage

Document Number	00A1339534
Date	Aug 28, 2018
Instrument	A1339534

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	710 13TH ST N, VIRGINIA, MN 55792-2241
Document Number	00A1312046
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 13TH ST N VIRGINIA MN 557922241, VIRGINIA, MN 55792-2241

Mortgage

Document Number	00A1312046
Date	Jun 27, 2017
Instrument	A1312046

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	TOWER, MN 55790

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,118.00 (+54.85%) Homeowner's exemption
2025	$722.00 (-21.52%) Homeowner's exemption	$112,600 (+16.08%) Land $3,700 Building $108,900	$112,600 (+16.08%) Land $3,700 Building $108,900
2024	$920.00	$97,000 (+27.63%) Land $3,400 Building $93,600	$97,000 (+27.63%) Land $3,400 Building $93,600
2022		$76,000 Land $3,400 Building $72,600	$76,000 Land $3,400 Building $72,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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