710 12th St N, Princeton, MN 55371 Property Records

Mille Lacs County property record for 710 12th St N, Princeton, MN 55371

Property Summary

Property Type	Single Family Home
Details	1,361 sqft · built 1978
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jun 2022)
Tax Bill	$4,582 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-028-2300`

Property Details

APN / Parcel Number

Primary APN	`24-028-2300`

Interior

Building Area	1,361 sqft Living Area
Basement Area	1,361 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	17,860 sqft (0.41 acres)
Garage Area	910 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	710 12TH ST N
City	PRINCETON
State	MN
Zip	55371-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF PRINCETON S 170 FT OF W 174.88 FT OF E 1/2 OF SE OF NE OF NW, EX S 66 FT TO ST.
Legal Range	26
Legal Township	36
Legal Section	28
Jurisdiction	MILLE LACS MN
Township / Civil Division	PRINCETON
Census Block Group	1
Census Block	1022
Census Tract	170700

Owner

710 12th St N is owned and occupied by an individual who bought it in June 2022.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	710 12TH ST N, PRINCETON, MN 55371-1102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE UNLIMITED
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	Jan 23, 2014 · Amount on File
Deed Document Number	2022431781
Prior Transfer Date	May 20, 2016
Prior Transfer Doc	A396896
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 17, 2022
Property Address	710 12TH ST N, PRINCETON, MN 55371-1102
Document Number	000A431781
Instrument Date	May 31, 2022
Instrument	A431781
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 12TH ST N, PRINCETON, MN 55371-1102

Mortgage

Document Number	000A431782
Date	Jun 17, 2022
Instrument	A431782

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	710 12TH ST N, PRINCETON, MN 55371-1102
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A422425
Date	Feb 3, 2021
Instrument	A422425

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 710 12th St N was $4,582, up 3.8% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Princeton City
Unified School District	Princeton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,582.00 (+3.81%)	$325,900 (+4.39%) Land $55,000 Building $270,900	$325,900 (+4.39%) Land $55,000 Building $270,900
2025	$4,414.00	$312,200 Land $50,000 Building $262,200	$312,200 Land $50,000 Building $262,200
2023	$4,290.00	$304,500 Land $34,000 Building $270,500	$304,500 Land $34,000 Building $270,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 12th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 12th St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Princeton serves 5,421 people · EPA ID MN1480008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ECE Fiber, GigFire.

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