710 10th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 710 10th St S, Virginia, MN 55792

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,138 sqft · built 1950
Lot Size0.137 acres (5,993 sqft)
OwnerIndividual Name on File
Tax Bill$1,834 (2026)
Deeds & MortgagesOct 2023 Line of Credit
May 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN090-0086-00095

Property Details

APN / Parcel Number

Primary APN090-0086-00095
Alternative APN
  • 897204

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,138 sqft Gross Area
1st Floor Area910 sqft
Basement Area455 sqft
Finished Basement455 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Lot Area5,993 sqft (0.137 acres)
Garage Area528 sqft
Deck Area24 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number897204
Street Address710 10TH ST S
CityVIRGINIA
StateMN
Zip55792-3134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 1/2 LOT 9 AND ALL LOT 10 AND E 1/2LOT 11 SERIAL #
Legal SubdivisionLENCIS SECOND ADDITION TO VIRGINIA
Legal Block1
Legal Lot Number9-11
JurisdictionST LOUIS MN
Township / Civil DivisionVIRGINIA
Census Block Group4
Census Block4021
Census Tract13200

Owner

710 10th St S is owned and occupied by an individual who acquired it in April 2010.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address710 10TH ST S, VIRGINIA, MN 55792-3134
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed of Trust, Mortgage · Line of Credit
NORTHERN COMMUNITIES CU
May 25, 2021Deed of Trust, Mortgage · Line of Credit
NORTHERN COMMUNITIES CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 30, 2010
Transfer Doc0000884216
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address710 10TH ST S, VIRGINIA, MN 55792-3134
Transaction TypeMortgage
Record UpdatedNov 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001073219
DateOct 10, 2023
Instrument1073219
Lender
NameNORTHERN COMMUNITIES CU
TypeCredit Union
AddressDULUTH, MN 55811
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 9, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address710 10TH ST S, VIRGINIA, MN 55792-3134
Transaction TypeMortgage
Record UpdatedJun 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001041185
DateMay 25, 2021
Instrument1041185
Lender
NameNORTHERN COMMUNITIES CU
TypeCredit Union
AddressCEDAR, MN 55011
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMay 24, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 710 10th St S was $1,834 with a homeowner's exemption, up 39.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityVirginia City
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,834.00 (+39.36%) Homeowner's exemption
2025$1,316.00 (-19.95%) Homeowner's exemption$149,200 (+19.94%) Land $6,900 Building $142,300$149,200 (+19.94%) Land $6,900 Building $142,300
2024$1,644.00$124,400 Land $5,900 Building $118,500$124,400 Land $5,900 Building $118,500
2022$110,800 Land $5,900 Building $104,900$110,800 Land $5,900 Building $104,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 10th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 10th St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVirginia
serves 8,361 people · EPA ID MN1690046
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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