71 Zinnia Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 71 Zinnia Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,395 sqft · built 1981
Owner	2 Individual Names on Record
Last Sale	$350,000 (Apr 2021)
Tax Bill	$1,739 (2022)
Deeds & Mortgages	Oct 2017 Mortgage Nov 2019 Mortgage + 1 more
APN	`104-000-7285`

Property Details

APN / Parcel Number

Primary APN	`104-000-7285`
Alternative APN	`5568`

Interior

Building Area	2,395 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Garage Type	Carport
Carport	Carport
Carport Area	648 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	104-000-7285
Street Address	71 ZINNIA DR
City	COVINGTON
State	LA
Zip	70433-9118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 222 FLOWER ESTATES SEC A CB 1116 533 INST NO 1389910 INST NO 1905416
Legal Subdivision	FLOWER ESTATES
Legal Lot Number	222
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1010
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	71 ZINNIA DR, COVINGTON, LA 70433-9118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Apr 6, 2021	Deed, Transfer · VA Mortgage STANDARD MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	2262361
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	71 ZINNIA DR, COVINGTON, LA 70433-9118
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002081677
Date	Oct 3, 2017
Instrument	2081677

Lender

Name	CAPITAL ONE NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 3, 2037

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	71 ZINNIA DR, COVINGTON, LA 70433-9118
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002184323
Date	Nov 25, 2019
Instrument	2184323

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 6, 2021
Property Address	71 ZINNIA DR, COVINGTON, LA 70433-9118
Document Number	0002262361
Map Reference	DOC 1905416
Instrument Date	Apr 1, 2021
Instrument	2262361
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	BAYOU TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 E 9TH AVE, COVINGTON, LA 70433-3901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 ZINNIA DR, COVINGTON, LA 70433-9118

Mortgage

Document Number	0002262362
Date	Apr 6, 2021
Instrument	2262362

Lender

Name	STANDARD MORTGAGE CO INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$37,125 (+30.64%) Land $5,000 Building $32,125	$371,250 (+30.64%) Land $50,000 Building $321,250
2023	Homeowner's exemption	$28,418 (-) Land $5,000 Building $23,418	$284,177 (-) Land $50,000 Building $234,177
2022	$1,739.00 Homeowner's exemption	$28,418 Land $5,000 Building $23,418	$284,177 Land $50,000 Building $234,177

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	123 (1983–2021)
Claims Outside the SFHA	38 of 123
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Severe Storms And Flooding, Aug 2016 · 38 claims Hurricane Isaac, Sep 2012 · 18 claims Hurricane Katrina, Aug 2005 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 68% of Louisiana
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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