71 Yale St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 71 Yale St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,296 sqft · built 1901
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Aug 2020)
Tax Bill	$4,188 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12590 P:0046`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12590 P:0046`
Alternative APN	`125900046`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,296 sqft Living Area
1st Floor Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	125900046
Street Address	71 YALE ST
City	SPRINGFIELD
State	MA
Zip	01109-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1006
Census Tract	801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the McKnight District (Boundary Increase) listed 1986 · 476 contributing resources · NRIS 86002466

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	71 YALE ST, SPRINGFIELD, MA 01109-3432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK
May 26, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK
Aug 3, 2020	Quit Claim Deed, Transfer · VA Mortgage CITIZENS BANK OF RHODE ISLAND
Apr 28, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Apr 28, 2020 · Amount on Record
Deed Document Number	202042287
Deed Book / Page	23346 / 314
Last Transfer Date	May 21, 2021
Transfer Doc	23906-174
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 7, 2026
Property Address	71 YALE ST, SPRINGFIELD, MA 01109-3432
Document Number	0000031390
Book / Page	26406 / 343
Instrument Date	Jun 30, 2026
Instrument	202631390
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 YALE ST, SPRINGFIELD, MA 01109-3432

Mortgage

Document Number	0000031390,
Date	Jul 7, 2026
Book Page	26406/343
Instrument	202631390

Lender

Name	RELIANCE FIRST CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	71 YALE ST, SPRINGFIELD, MA 01109-3432
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023906-177
Date	May 26, 2021
Book Page	23906/177
Instrument	36237

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 26, 2021
Property Address	71 YALE ST, SPRINGFIELD, MA 01109-3432
Document Number	23906-174
Book / Page	23906 / 174
Instrument Date	May 21, 2021
Instrument	36236
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	71 YALE ST, SPRINGFIELD, MA 01109-3432

Mortgage

Document Number	23906-177
Date	May 26, 2021
Book Page	23906/177
Instrument	36237

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 3, 2020
Property Address	71 YALE ST, SPRINGFIELD, MA 01109-3432
Document Number	23346-314
Book / Page	23346 / 314
Instrument Date	Jun 29, 2020
Instrument	42287
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3837

Mortgage

Document Number	42288
Date	Aug 3, 2020
Instrument	42288

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 28, 2020
Property Address	71 YALE ST, SPRINGFIELD, MA 01109-3432
Document Number	23185-113
Book / Page	023185 / 000113
Instrument Date	Apr 24, 2020
Instrument	21122
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$716.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	430 MAIN ST AGAWAM MA 010011872, AGAWAM, MA 01001-1872

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,188.00 (-3.01%)	$270,900 (-1.63%) Land $23,800 Building $247,100	$338,089 (-1.28%)
2025	$4,318.00 (-4.89%)	$275,400 (+3.42%) Land $24,600 Building $250,800	$342,475 (+8.88%)
2024			$314,545
2023	$4,540.00	$266,300 Land $21,900 Building $244,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

71 Yale St, Springfield, MA 01109 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Yale St

Nearby Streets

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