Carter County property record for 71 Wilcox Rd, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft |
| Lot Size | 0.611 acres (26,615 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,500 (Mar 2025) |
| Tax Bill | $1,053 (2025) |
| Deeds & Mortgages | Mar 2019 Construction Loan Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-10-00-025.00 |
| Primary APN | 114-10-00-025.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Lot Area | 26,615 sqft (0.611 acres) |
|---|
| Account Number | 36000 |
|---|---|
| Street Address | 71 WILCOX RD |
| City | GRAYSON |
| State | KY |
| Zip | 41143-7532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 0.611 ACRE |
| Jurisdiction | CARTER KY |
| Township / Civil Division | WILLARD |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 960700 |
Source: Carter County records · APN 114-10-00-025.00
Assessment roll updated April 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 71 WILCOX RD, GRAYSON, KY 41143-7532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 20, 2019 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC |
| Oct 22, 2020 | Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 10, 2025 · Amount on Record |
| Deed Sale | Mar 10, 2025 · Amount on Record |
| Prior Sale | Oct 22, 2020 · Amount on Record |
| Deed Document Number | 20251004424 |
| Deed Book / Page | 533 / 61 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 71 WILCOX RD, GRAYSON, KY 41143-7532 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0OR408/232 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | OR408/232 |
| Instrument | 388171 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 228 Months |
| Due | Mar 04, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Mar 04, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Oct 22, 2020 |
| Property Address | 71 WILCOX RD, GRAYSON, KY 41143-7532 |
| Document Number | 0OR441/394 |
| Book / Page | OR441 / 394 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 474795 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 71 WILCOX RD, GRAYSON, KY 41143-7532 |
| Mail Care Of | ERNEST ALLEN |
| Document Number | 0000474796 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 474796 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Carter County records · Assessment roll updated April 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,053.00 (+56.7%) | $123,500 (+58.33%) | $123,500 (+58.33%) |
| 2023 | $672.00 | $78,000 | $78,000 |
Source: FEMA National Flood Hazard Layer, Carter County (21043C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210439607001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 21 (1978–2021) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Feb 2021 · Severe, Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 39 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Rural Telephone Cooperative Corporation Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 500 / 20 |
| Uniti Group DSL | 100 / 20 |
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures