71 Waterman Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 71 Waterman Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,310 sqft · built 2015
Lot Size	0.329 acres (14,335 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Sep 2011)
Tax Bill	$25,154 (2025)
Deeds & Mortgages	May 2021 Sale Oct 2020 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`41-00144-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`41-00144-0000-00014`
Alternative APN	`410014400014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,310 sqft Living Area
1st Floor Area	1,655 sqft
Upper Floors Area	1,655 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	14,335 sqft (0.329 acres)
Lot Depth	207 ft Depth
Garage Type	Detached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	845 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	71 WATERMAN AVE
City	RUMSON
State	NJ
Zip	07760-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	G SEALY NEWELL
Legal Block	144
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3001
Census Tract	803800

Owner

71 Waterman Ave is owned and occupied by two individuals who bought it in September 2011.

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	71 WATERMAN AVE, RUMSON, NJ 07760-2038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE LLC
Oct 26, 2020	Deed of Trust, Mortgage · Line of Credit OCEANFIRST BK
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BK
Jun 21, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2011 · Amount on File
Deed Sale	Sep 28, 2011 · Amount on File
Prior Sale	Jul 21, 1995 · Amount on File
Deed Document Number	201186798
Deed Book / Page	8909 / 84
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 21, 2021
Property Address	71 WATERMAN AVE, RUMSON, NJ 07760-2038
Document Number	0095135812
Book / Page	9513 / 5812
Instrument Date	Apr 5, 2021
Instrument	2021082448
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 WATERMAN AVE, RUMSON, NJ 07760-2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	71 WATERMAN AVE, RUMSON, NJ 07760-2038
Document Number	0000131818
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	71 WATERMAN AVE RUMSON NJ 077602038, RUMSON, NJ 07760-2038

Mortgage

Document Number	0000131818
Date	Nov 6, 2020
Book Page	009455/005395
Instrument	131818

Lender

Name	OCEANFIRST BK
Type	Bank
Address	GRANTHAM, NH 03753

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 5, 2040

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	71 WATERMAN AVE, RUMSON, NJ 07760-2038
Document Number	0000087751
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	SIMPLICITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	71 WATERMAN AVE RUMSON NJ 077602038, RUMSON, NJ 07760-2038

Mortgage

Document Number	0000087751
Date	Aug 11, 2020
Book Page	009432/007331
Instrument	87751

Lender

Name	INVESTORS BK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 10, 2035

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 21, 2017
Property Address	71 WATERMAN AVE, RUMSON, NJ 07760-2038
Document Number	0092321287
Book / Page	009232 / 001287
Instrument Date	Jun 21, 2017
Transaction Type	Transfer
Record Updated	Jul 12, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 71 Waterman Ave was $25,154, up 3.3% from the year before.

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,734,800 (+14.05%) Land $1,685,900 Building $1,048,900	$2,734,800 (+14.05%) Land $1,685,900 Building $1,048,900
2025	$25,154.00 (+3.35%)	$2,397,900 Land $1,496,400 Building $901,500	$2,397,900 Land $1,496,400 Building $901,500
2024	$24,339.00
2023		$2,068,400 Land $1,309,900 Building $758,500	$2,068,400 Land $1,309,900 Building $758,500
2022	$23,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Waterman Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	440 (1978–2026)
Claims Outside the SFHA	27 of 440
Most Recent Claim	Jun 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 179 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 104 claims Coastal Storms & Flooding, Mar 1984 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 71 Waterman Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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