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71 W Cedar Pl, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 71 W Cedar Pl, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,842 sqft · built 1962
Lot Size0.321 acres (13,983 sqft)
Owner2 Individual Names on File
Last Sale$505,000 (Dec 2020)
Tax Bill$12,595 (2025)
Deeds & MortgagesMar 2023 Transfer
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-03101-0000-00056

Property Details

APN / Parcel Number

Primary APN48-03101-0000-00056
Alternative APN
  • 480310100056

Interior

Stories1 Story
Building Area1,842 sqft Living Area
1st Floor Area1,842 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeFrame
Lot Area13,983 sqft (0.321 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address71 W CEDAR PL
CityRAMSEY
StateNJ
Zip07446-2203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.321AC
Legal SubdivisionLUTZ BROTHERS INC
Legal Block3101
Legal Lot Number56
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group3
Census Block3002
Census Tract44100

Owner

71 W Cedar Pl is owned and occupied by two individuals who acquired it in February 2023.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address71 W CEDAR PL, RAMSEY, NJ 07446-2203
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2023Intrafamily Transfer, Transfer
Dec 9, 2020Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2020 · Amount on File
Deed SaleDec 9, 2020 · Amount on File
Prior SaleAug 26, 2013 · Amount on File
Deed Document Number2020130772
Deed Book / Page3858 / 360
Last Transfer DateFeb 16, 2023
Transfer Doc0049460242
Record UpdatedOct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateMar 6, 2023
Property Address71 W CEDAR PL, RAMSEY, NJ 07446-2203
Document Number0049460242
Book / Page4946 / 242
Instrument DateFeb 16, 2023
Instrument2023016845
Transaction TypeTransfer
Record UpdatedMar 29, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3403 SE BAYPOINT DR, VANCOUVER, WA 98683-3762

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3403 SE BAYPOINT DR, VANCOUVER, WA 98683-3762
InvestorPossibly a Property Investor

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateDec 9, 2020
Property Address71 W CEDAR PL, RAMSEY, NJ 07446-2203
Document Number0038580360
Book / Page3858 / 360
Instrument DateSep 14, 2020
Instrument20-130772
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyELITE TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,223.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4311 ARENZANO WAY, 4311, EL DORADO HILLS, CA 95762-5431

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 W CEDAR PL, RAMSEY, NJ 07446-2203
InvestorPossibly a Property Investor

Mortgage

Document Number20130773
DateDec 9, 2020
Instrument20-130773
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 71 W Cedar Pl was $12,595, down 13% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$614,600 (+0.47%) Land $298,100 Building $316,500$614,600 (+0.47%) Land $298,100 Building $316,500
2025$12,595.00 (-12.96%)$611,700 Land $298,100 Building $313,600$611,700 Land $298,100 Building $313,600
2024$14,471.00
2023$512,800 (-) Land $299,100 Building $213,700$512,800 (-) Land $299,100 Building $213,700
2022$13,450.00 (+1.16%)$512,800 Land $299,100 Building $213,700$512,800 Land $299,100 Building $213,700
2021$13,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 W Cedar Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 W Cedar Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

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