Henderson County property record for 71 Timbertop Ln, Etowah, NC 28729
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,330 sqft · built 2017 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $29,500 (Jan 2016) |
| Tax Bill | $1,784 (2025) |
| Deeds & Mortgages | Jul 2018 Reverse Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9528761691 |
| Primary APN | 9528761691 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,330 sqft Heated Area |
| 1st Floor Area | 1,330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Deck Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9936578 |
|---|---|
| Street Address | 71 TIMBERTOP LN |
| City | ETOWAH |
| State | NC |
| Zip | 28729-5505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9936578~R1 |
| Legal Description | ETOWAH TIMBERLANE EST PL1988-496 |
| Legal Subdivision | ETOWAH TIMBERLANE EST |
| Legal Block | 76 |
| Legal Lot Number | 1691 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 930703 |
71 Timbertop Ln is owned and occupied by two individuals who bought it in January 2016.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 71 TIMBERTOP LN, ETOWAH, NC 28729-5505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2018 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE |
| Jan 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| May 30, 2017 | Loan Modification, Mortgage UNITED FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2016 · Amount on File |
| Deed Sale | Jan 25, 2016 · Amount on File |
| Deed Book / Page | 1648 / 688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 71 TIMBERTOP LN, ETOWAH, NC 28729-5505 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032190590 |
|---|---|
| Date | Jul 5, 2018 |
| Book Page | 3219/590 |
| Name | ONE REVERSE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.53% |
| Type Change Date | Jul 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 71 TIMBERTOP LN, ETOWAH, NC 28729-5505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030080024 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 3008/24 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 384 Months |
| Due | Feb 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 71 TIMBERTOP LN, ETOWAH, NC 28729-5505 |
| Document Number | 0030740217 |
| Book / Page | 003074 / 000217 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 71 TIMBERTOP LN ETOWAH NC 287295505, ETOWAH, NC 28729-5505 |
| Document Number | 0030740217 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 003074/000217 |
| Instrument | 866038 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | ST JOSEPH, MI 49085 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 2, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
The 2025 property tax bill for 71 Timbertop Ln was $1,784.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,800 Land $69,000 Building $257,800 | ||
| 2025 | $1,784.00 | ||
| 2023 | $326,800 Land $69,000 Building $257,800 | $326,800 Land $69,000 Building $257,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 71 Timbertop Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2013–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 71 Timbertop Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: AT&T, Verizon.
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