Worcester County and Gardner City property record for 71 Sylvan Rd, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,560 sqft · built 2003 |
| Lot Size | 0.65 acres (28,297 sqft) |
| Owner | Individual Name on File |
| Last Sale | $344,000 (Sep 2018) |
| Tax Bill | $7,134 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Mar 2021 Refinance + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R17 B:7 L:22 |
| Primary APN | GARD M:R17 B:7 L:22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| Gross Area | 4,812 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,297 sqft (0.65 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 71 SYLVAN RD |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-4116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 7 |
| Legal Lot Number | 22 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 707100 |
Source: Worcester County and Gardner City records · APN GARD M:R17 B:7 L:22
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 71 SYLVAN RD, GARDNER, MA 01440-4116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 24, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Mar 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| Sep 01, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Jul 17, 2025 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Oct 25, 2024 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK |
| Aug 06, 2019 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 20, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 27, 2018 | Quit Claim Deed, Transfer · FHA Mortgage DITECH FINANCIAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on Record |
| Deed Sale | Sep 27, 2018 · Amount on Record |
| Prior Sale | Jan 26, 2004 |
| Deed Document Number | 2018102675 |
| Deed Book / Page | 59469 / 78 |
| Last Transfer Date | Jun 16, 2026 |
| Transfer Doc | 0000051441 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jun 24, 2026 |
| Property Address | 71 SYLVAN RD, GARDNER, MA 01440-4116 |
| Document Number | 0000051441 |
| Book / Page | 73763 / 196 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202651441 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 71 SYLVAN RD, GARDNER, MA 01440-4116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 064649-189 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 64649/189 |
| Instrument | 33128 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 71 SYLVAN RD, GARDNER, MA 01440-4116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 069602-197 |
|---|---|
| Date | Sep 01, 2023 |
| Book Page | 69602/197 |
| Instrument | 73365 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 71 SYLVAN RD, GARDNER, MA 01440-4116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 072266-339 |
|---|---|
| Date | Jul 17, 2025 |
| Book Page | 72266/339 |
| Instrument | 58707 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 71 SYLVAN RD, GARDNER, MA 01440-4116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071200-265 |
|---|---|
| Date | Oct 25, 2024 |
| Book Page | 71200/265 |
| Instrument | 87912 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 71 SYLVAN RD, GARDNER, MA 01440-4116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60835-241 |
|---|---|
| Date | Aug 06, 2019 |
| Book Page | 60835/241 |
| Instrument | 77737 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 71 SYLVAN RD, GARDNER, MA 01440-4116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62827-106 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 62827/106 |
| Instrument | 77848 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Sep 27, 2018 |
| Property Address | 71 SYLVAN RD, GARDNER, MA 01440-4116 |
| Document Number | 59469-78 |
| Book / Page | 59469 / 78 |
| Instrument | 102675 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58.88 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 594690082 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 59469/0082 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2048 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,134.00 (+0.41%) | $496,800 (+4.81%) Land $87,300 Building $409,500 | $482,695 |
| 2024 | $7,105.00 (+0.2%) | $474,000 (+7.83%) Land $79,400 Building $394,600 | |
| 2023 | $7,091.00 | $439,600 Land $78,200 Building $361,400 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber Holdings, Verizon.
Based on FCC filings for 248 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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