71 Spring St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 71 Spring St, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	2,872 sqft · built 1925
Lot Size	0.009 acres (375 sqft)
Owner	2 Individual Names on Record
Last Sale	$366,000 (Jul 2018)
Tax Bill	$13,298 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01292-01-00003`

Property Details

APN / Parcel Number

Primary APN	`07-01292-01-00003`
Alternative APN	`0701292A00003`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,872 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	375 sqft (0.009 acres)
Lot Dimensions	125 ft deep x 3 ft wide

Location & Zoning

Old Parcel Number	0701292A00003
Street Address	71 SPRING ST
City	PASSAIC
State	NJ
Zip	07055-5435
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Subdivision	MAP # 101 OF PROPERTY OF MICHAEL F BURNS
Legal Block	1292
Legal Lot Number	3
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2004
Census Tract	175701

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	71 SPRING ST, PASSAIC, NJ 07055-5435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 23, 2018	Grant Deed, Transfer · Conventional Mortgage FM HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	201832086
Deed Book / Page	3357 / 116
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	71 SPRING ST, PASSAIC, NJ 07055-5435
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 SPRING ST, PASSAIC, NJ 07055-5435

Mortgage

Document Number	0000032631
Date	Oct 11, 2023
Book Page	M18663/102
Instrument	2023032631

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	71 SPRING ST, PASSAIC, NJ 07055-5435
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	MADISON TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004795
Date	Jan 19, 2021
Book Page	M16758/160
Instrument	2021004795

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 23, 2018
Property Address	71 SPRING ST, PASSAIC, NJ 07055-5435
Document Number	0000032086
Book / Page	003357 / 000116
Instrument Date	Jul 11, 2018
Instrument	32086
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	71 SPRING ST PASSAIC NJ 070555435, PASSAIC, NJ 07055-5435

Mortgage

Document Number	32087
Date	Jul 23, 2018
Book Page	015109/000275
Instrument	32087

Lender

Name	FM HM LOANS
Address	BROOKLYN, NJ 11210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,300 (-) Land $115,600 Building $196,700	$312,300 (-) Land $115,600 Building $196,700
2025	$13,298.00 (+3.28%)	$312,300 (-) Land $115,600 Building $196,700	$312,300 (-) Land $115,600 Building $196,700
2024	$12,876.00 (+6.16%)
2023		$312,300 Land $115,600 Building $196,700	$312,300 Land $115,600 Building $196,700
2022	$12,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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