Cuyahoga County property record for 71 Sprague Rd, Berea, OH 44017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,898 sqft · built 2017 |
| Lot Size | 0.287 acres (12,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $18,000 (May 2017) |
| Tax Bill | $1,037 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-25-037 |
| Primary APN | 363-25-037 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,898 sqft Living Area |
| Gross Area | 3,228 sqft |
| 1st Floor Area | 910 sqft |
| 2nd Floor Area | 988 sqft |
| Basement Area | 910 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,480 sqft (0.287 acres) |
| Lot Dimensions | 160 ft deep x 78 ft wide |
| View / Lot | Traffic |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 182 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 71 SPRAGUE RD |
|---|---|
| City | BEREA |
| State | OH |
| Zip | 44017-2747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-B |
| Legal Description | 90 STEARNS S/L 108 EP0107 ALL |
| Legal Subdivision | STEARNS |
| Legal Lot Number | 107 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 134206 |
Source: Cuyahoga County records · APN 363-25-037
Assessment roll updated March 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 71 SPRAGUE RD, BEREA, OH 44017-2747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jan 24, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 21, 2019 | Deed of Trust, Mortgage · VA Mortgage GOODMORTGAGE.COM |
| Feb 15, 2019 | Deed of Trust, Mortgage · VA Mortgage GOODMORTGAGE.COM |
| Dec 26, 2017 | Loan Modification, Mortgage FIRST GUARANTY MTG |
| May 08, 2017 | Warranty Deed, Construction Loan · Construction Mortgage FIRST GUARANTY MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2017 · Amount on Record |
| Deed Sale | May 08, 2017 · Amount on Record |
| Prior Sale | Sep 23, 2010 · Amount on Record |
| Deed Document Number | 2017453 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 71 SPRAGUE RD, BEREA, OH 44017-2747 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 71 SPRAGUE RD, BEREA, OH 44017-2747 |
| Document Number | 0000000205 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 202603120205 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 01, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 71 SPRAGUE RD, BEREA, OH 44017-2747 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | 0000000571 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 202201240571 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 71 SPRAGUE RD, BEREA, OH 44017-2747 |
| Document Number | 0001100479 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 71 SPRAGUE RD BEREA OH 440172747, BEREA, OH 44017-2747 |
| Document Number | 0001100479 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 1100479 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 09, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 71 SPRAGUE RD, BEREA, OH 44017-2747 |
| Document Number | 0002260339 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 71 SPRAGUE RD BEREA OH 440172747, BEREA, OH 44017-2747 |
| Document Number | 0002260339 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 2260339 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | TYSONS CORNER, VA 22182 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 71 SPRAGUE RD, BEREA, OH 44017-2747 |
| Document Number | 0001040664 |
| Instrument Date | Dec 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 71 SPRAGUE RD BEREA OH 440172747, BEREA, OH 44017-2747 |
| Document Number | 0001040664 |
|---|---|
| Date | Jan 04, 2018 |
| Instrument | 1040664 |
| Name | FIRST GUARANTY MTG |
|---|---|
| Type | Funding / Finance Company |
| Address | TYSONS CORNER, VA 22182 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 03, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | May 08, 2017 |
| Property Address | 71 SPRAGUE RD, BEREA, OH 44017-2747 |
| Document Number | 0005080453 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 5080453 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 20, 2018 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTERS/OH |
| Amount | Amount Recorded |
|---|---|
| Tax | $64.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 SPRAGUE RD BEREA OH 44017, BEREA, OH 44017 |
| Document Number | 5080454 |
|---|---|
| Date | May 08, 2017 |
| Instrument | 5080454 |
| Name | FIRST GUARANTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | TYSONS CORNER, VA 22182 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 07, 2047 |
Source: Cuyahoga County records · Assessment roll updated March 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Berea City |
| Unified School District | Berea City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,037.00 (+47.3%) Homeowner's exemption | $109,480 (+780.77%) Land $12,425 Building $97,055 | $312,800 (-) Land $35,500 Building $277,300 |
| 2024 | $704.00 (-25.34%) Homeowner's exemption | $12,430 (+8.28%) Land $12,430 | $312,800 (+21.81%) Land $35,500 Building $277,300 |
| 2023 | $943.00 (-66.36%) Homeowner's exemption | $11,480 (-) Land $11,480 | |
| 2022 | $2,803.00 Homeowner's exemption | $11,480 Land $11,480 | |
| 2021 | $256,800 Land $32,800 Building $224,000 |
Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), as of December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390351342063, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2017 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 296 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH1800111, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEREA CITY PWS serves 18,789 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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