Middlesex County and Natick Town property record for 71 Speen St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,924 sqft · built 1999 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $655,000 (Apr 2013) |
| Tax Bill | $14,078 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-00000146 |
| Primary APN | 49-00000146 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,924 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 240 sqft |
| Unfinished Basement | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 49-00000146 |
|---|---|
| Street Address | 71 SPEEN ST |
| City | NATICK |
| State | MA |
| Zip | 01760-4151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 382400 |
71 Speen St is owned and occupied by two individuals who bought it in April 2013.
Source: Middlesex County and Natick Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 71 SPEEN ST, NATICK, MA 01760-4151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Line of Credit MASSACHUSETTS INSTITUTE OF TECHNOLOGY |
| Mar 2, 2022 | Deed of Trust, Mortgage · ARM MEMBERS MORTGAGE COMPANY INC |
| Jun 26, 2025 | Deed of Trust, Mortgage · Line of Credit MASSACHUSETTS INSTITUTE OF TECHNOLOGY |
| Dec 20, 2017 | Deed of Trust, Mortgage · ARM THIRD FEDERAL S& L |
| Apr 24, 2020 | Deed of Trust, Mortgage · Line of Credit MASSACHUSETTS INST/TECH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2013 · Amount on File |
| Deed Sale | Apr 11, 2013 · Amount on File |
| Prior Sale | May 27, 2009 · Amount on File |
| Deed Book / Page | 61591 / 197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 71 SPEEN ST, NATICK, MA 01760-4151 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079838-564 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 79838/564 |
| Instrument | 40702 |
| Name | MASSACHUSETTS INSTITUTE OF TECHNOLOGY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 71 SPEEN ST, NATICK, MA 01760-4151 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079765-446 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 79765/446 |
| Instrument | 32661 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.63% |
| Type Change Date | Apr 1, 2032 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 71 SPEEN ST, NATICK, MA 01760-4151 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 084276-531 |
|---|---|
| Date | Jun 26, 2025 |
| Book Page | 84276/531 |
| Instrument | 72963 |
| Name | MASSACHUSETTS INSTITUTE OF TECHNOLOGY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 71 SPEEN ST, NATICK, MA 01760-4151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70411-367 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 70411/367 |
| Instrument | 206085 |
| Name | THIRD FEDERAL S& L |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.24% |
| Margin | 13 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 71 SPEEN ST, NATICK, MA 01760-4151 |
| Document Number | 74593-117 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 71 SPEEN ST NATICK MA 017604151, NATICK, MA 01760-4151 |
| Document Number | 74593-117 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 074593/000117 |
| Instrument | 65826 |
| Name | MASSACHUSETTS INST/TECH |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 30, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 71 Speen St was $14,078, up 3.6% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,078.00 (+3.61%) | $1,177,100 (+6.22%) Land $405,100 Building $772,000 | $1,237,850 |
| 2024 | $13,587.00 (+6.97%) | $1,108,200 (+10.28%) Land $381,200 Building $727,000 | |
| 2023 | $12,702.00 | $1,004,900 Land $364,800 Building $640,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 71 Speen St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 71 Speen St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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