71 Smith Holw, Lexington, VA 24450 Property Records

Rockbridge County property record for 71 Smith Holw, Lexington, VA 24450

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1972
Lot Size	2.43 acres (105,894 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (May 2022)
Tax Bill	$968 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71 A 91A`

Property Details

APN / Parcel Number

Primary APN	`71 A 91A`
Alternative APN	`7584`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	105,894 sqft (2.43 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	112 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7584
Street Address	71 SMITH HOLW
City	LEXINGTON
State	VA
Zip	24450-6611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COLLIERS DUNLAP RD 251
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	KERRS CREEK
Census Block Group	3
Census Block	3017
Census Tract	930302

Owner

71 Smith Holw is owned and occupied by an individual who bought it in May 2022.

Source: Rockbridge County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	71 SMITH HOLW, LEXINGTON, VA 24450-6611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF BOUTETOURT
May 24, 2022	Deed, Transfer · Stand-Alone First Mortgage WILLIAM MCCLUNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2022 · Amount on File
Deed Sale	May 24, 2022 · Amount on File
Deed Document Number	20221707
Prior Transfer Date	Dec 29, 2006
Prior Transfer Doc	0000000570
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Recording Date	Jun 15, 2026
Property Address	71 SMITH HOLW, LEXINGTON, VA 24450-6611
Document Number	0000001565
Book / Page	114
Instrument Date	May 22, 2026
Instrument	20261565
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001565,
Date	Jun 15, 2026
Book Page	114/114
Instrument	20261565

Lender

Name	BANK OF BOUTETOURT

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 28, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	May 24, 2022
Property Address	71 SMITH HOLW, LEXINGTON, VA 24450-6611
Document Number	0220001707
Map Reference	CAB 3 SL 340
Instrument Date	May 19, 2022
Instrument	220001707
Transaction Type	Transfer
Record Updated	Jan 31, 2023
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	71 SMITH HOLW, LEXINGTON, VA 24450-6611

Mortgage

Document Number	0220001708
Date	May 24, 2022
Instrument	220001708

Lender

Name	WILLIAM MCCLUNG
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	348 Months
Due	May 10, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 71 Smith Holw was $968.

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$968.00	$151,300 (-) Land $45,000 Building $106,300	$151,300 (-) Land $45,000 Building $106,300
2025	$968.00	$151,300 Land $45,000 Building $106,300	$151,300 Land $45,000 Building $106,300
2023		$151,300 Land $45,000 Building $106,300	$151,300 Land $45,000 Building $106,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Smith Holw in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2020)
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Smith Holw is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 75% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

May also be available: Xfinity.

Cell Coverage

No cell data coverage reported

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