71 School St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 71 School St, Needham, MA 02492 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,108 sqft · built 1899
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$2,040,000 (May 2026)
Tax Bill	$10,576 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0470003300000`

Property Details

APN / Parcel Number

Primary APN	`M:0470003300000`
Alternative APN	`NEED M:047.0 B:0033 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,108 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	1,108 sqft
Basement Area	1,108 sqft
Unfinished Basement	948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1990
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	71 SCHOOL ST
City	NEEDHAM
State	MA
Zip	02492-2940
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	33
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	1
Census Block	1007
Census Tract	403300

Owner

Source: Norfolk County and Needham Town records · APN M:0470003300000

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	71 SCHOOL ST, NEEDHAM, MA 02492-2940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage DEDHAM INSTITUTION FOR SAVINGS
May 29, 2026	Condominium Deed, Transfer · Conventional Mortgage
Dec 20, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DEDHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Dec 20, 2024 · Amount on Record
Deed Document Number	202635681
Deed Book / Page	43136 / 11
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	71 SCHOOL ST, NEEDHAM, MA 02492-2940
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042836-568
Date	Dec 18, 2025
Book Page	42836/568
Instrument	89795

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded

May 2026: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	NEEDHAM MA
Recording Date	May 29, 2026
Property Address	71 SCHOOL ST, NEEDHAM, MA 02492-2940
Document Number	0043136-11
Book / Page	43136 / 11
Instrument Date	May 27, 2026
Instrument	202635681
Transaction Type	Transfer
Record Updated	Jun 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	71 SCHOOL ST, NEEDHAM, MA 02492-2940

Mortgage

Date	May 29, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Type Change Date	Jun 01, 2036
Index	Other
Margin	3
Max Rate	-1%

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Dec 20, 2024
Property Address	71 SCHOOL ST, NEEDHAM, MA 02492-2940
Document Number	042175-122
Book / Page	42175 / 122
Instrument Date	Dec 20, 2024
Instrument	85248
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 GREAT PLAIN AVE, NEEDHAM, MA 02492-3000

Mortgage

Document Number	0000085250
Date	Dec 20, 2024
Instrument	85250

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$10,576.00 (+10.11%)	$997,700 (+35.45%) Land $785,100 Building $212,600
2023	$9,605.00	$736,600 Land $570,200 Building $166,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214033001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978, tidal / storm surge, Coastal Storms, Flood, Ice & Snow

Wildfire

Wildfire Risk	Not exposed less than 1% of the US · less than 1% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 450 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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