71 S Grayson St, Marion, NC 28752 Property Records

McDowell County property record for 71 S Grayson St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1964
Lot Size	0.269 acres (11,700 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jan 2023)
Tax Bill	$1,048 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1701-14-42-2722`

Property Details

APN / Parcel Number

Primary APN	`1701-14-42-2722`
Alternative APNs	`59457` `79232`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	888 sqft Heated Area
Gross Area	1,272 sqft
1st Floor Area	888 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	117 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	79232
Street Address	71 S GRAYSON ST
City	MARION
State	NC
Zip	28752-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 23-26 BLK 3 MT IDA PARK PB 1 PG 148
Legal Subdivision	MT IDA PARK
Legal Block	3
Legal Lot Number	23-26
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1044
Census Tract	970500

Owner

Source: McDowell County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	71 S GRAYSON ST, MARION, NC 28752-7922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	Nov 1, 1986 · Amount on Record
Deed Document Number	2023202
Deed Book / Page	1424 / 491
Prior Transfer Date	Oct 29, 2014
Prior Transfer Doc	0011390556
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jan 18, 2023
Property Address	71 S GRAYSON ST, MARION, NC 28752-7922
Document Number	0014240491
Book / Page	1424 / 491
Map Reference	MB 1 PG 148
Instrument Date	Jan 18, 2023
Instrument	2023000202
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2598, MARION, NC 28752-2598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 S GRAYSON ST, MARION, NC 28752-7922

Mortgage

Document Number	2023000203
Date	Jan 18, 2023
Instrument	2023000203

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.7%
Max Rate At Change	7.7%
Index	5-Year TN
Margin	2
Max Rate	11.7%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,048.00 (-7.5%)	$175,310 (-7.5%) Land $22,500 Building $152,810
2023	$1,133.00	$189,520 Land $22,500 Building $167,020	$175,310 Land $22,500 Building $152,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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